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Southwest Priority Approval with CL Adjustment - $13k

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Southwest Priority Approval with CL Adjustment - $13k

Applied at 4/24 with six Chase cards, combined CL is $45k.  I expected to shift some credit in order to open the card, but Chase automatically decreased the CL on my Sapphire Reserve by $13k to open the SW Priority.  The stated reason was: "You already have the maximum amount of credit we can offer you" and "Your current amount of credit is enough in relation to your income".

 

I was planning on shifting around some credit anyway, but I thought it was interesting that Chase did it automatically.  SUB is going to fund a couple inter-island flights for a family vacation to Maui/Big Island later this year. 

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Senior Contributor

Re: Southwest Priority Approval with CL Adjustment - $13k

Congratulations on your approval!
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Super Contributor

Re: Southwest Priority Approval with CL Adjustment - $13k

Congrats!

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Moderator

Re: Southwest Priority Approval with CL Adjustment - $13k

Grats on the new Chase card and yes they have been known to shift CL to open Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

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Established Contributor

Re: Southwest Priority Approval with CL Adjustment - $13k

Congratulations on your approval! 👍





INQ's: EQ: 0 TU: 0 EX: 0 (last 12 mo.)
Recent Accounts: 1 (last 24 mo.)
Total CL: 14.95k Util. 0% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 6 mo. AoYA: 1 yr, 5 mo. 100% PIF.





Goal Cards:


myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
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Senior Contributor

Re: Southwest Priority Approval with CL Adjustment - $13k

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



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Frequent Contributor

Re: Southwest Priority Approval with CL Adjustment - $13k

Congrats!

Message 7 of 11
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Established Contributor

Re: Southwest Priority Approval with CL Adjustment - $13k

Congratulations on your approval! 

 

Maybe after your trip you can decide if you wanna keep that limit or reallocate some of it back on your reserve 

February 2020
Experian Fico 8. 682
Transunion Fico 8. 697
Equifax Fico 8. 709

Capital one QS. $600
Credit one. $300. (Soon to close )
Capital one QS1. $2250
Discover IT Cashback. $11,500
PNC cash rewards signature Visa. $12,500
Chase SW rapid rewards signature visa $6900

All cards opened between Oct 2018. - Nov 2019

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Established Contributor

Re: Southwest Priority Approval with CL Adjustment - $13k

Congrats on the approval!! I'm dying to go back to Hawaii - so beautiful!



February 2020:

Stats:
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Super Contributor

Re: Southwest Priority Approval with CL Adjustment - $13k

Congrats !




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>01/2020 CCT EX 832 TU 848 EQ 842
It's just a jump to the left
And then a step to the right
Put your hands on your hips
You bring your knees in tight
But it's the pelvic thrust that really drives you insane
Let's do the Time Warp again!
Let's do the Time Warp again!

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