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Still riding the Disco CLI Train - 3rd in a row

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Jordan23ww
Valued Contributor

Re: Still riding the Disco CLI Train - 3rd in a row


@Jnbmom wrote:

That's exactly what happened with me I utilized a BT offer and got 3 CLIs in a row then the train stalled . I would be interested to see how you fair if you decide to try for number 4 .


@Jnbmom oh wow! Congratulations to you on your limit increases too! When you did the 3 requests  for those 3 limit increase approvals, did you do them in back to back months also or did you space them out some? 

      


Message 11 of 22
Jnbmom
Credit Mentor

Re: Still riding the Disco CLI Train - 3rd in a row

@Jordan23ww 

 

I took the BT deal prior to that my last increase was 1/15/2021😳 requested a CLI on 8/20/2022 was instantly approved for 2K bump . Requested my second on 9/24/2022 approved for 3500.  Requested my third on  10/25/2022 for 3000.

 

Then the train stopped . My limit is now 20.7 and have been paying my BT balance 300-400 last couple of months.

EXP 780 EQ 791TU 795
Message 12 of 22
Jordan23ww
Valued Contributor

Re: Still riding the Disco CLI Train - 3rd in a row


@Jnbmom wrote:

@Jordan23ww 

 

I took the BT deal prior to that my last increase was 1/15/2021😳 requested a CLI on 8/20/2022 was instantly approved for 2K bump . Requested my second on 9/24/2022 approved for 3500.  Requested my third on  10/25/2022 for 3000.

 

Then the train stopped . My limit is now 20.7 and have been paying my BT balance 300-400 last couple of months.


@Jnbmom Oh wowwwwww!!!! That is fantastic that you got so much increase in such a small window of time! Thank you sooooooo much for sharing this information with me! I'm so hoping to duplicate your success! My 1 and only limit increase was on 7/27/21.  I got the card in June 2020 with a starting limit of $13,500. I was able to get a $3500 increase via the website, then called in for a double dip that same day and got $500 more. Since then I've gotten denied for not using the current limit enough.  I've tried multiple times with no success. I am hoping that doing a balance transfer will be the thing that helps them say yes again! Thank you again for sharing your experience with me!

      


Message 13 of 22
Jnbmom
Credit Mentor

Re: Still riding the Disco CLI Train - 3rd in a row

@Jordan23ww  You are very welcome . For the record I took the BT deal in 5/2022 made 3 payments then started asking for CLIs.

EXP 780 EQ 791TU 795
Message 14 of 22
Jordan23ww
Valued Contributor

Re: Still riding the Disco CLI Train - 3rd in a row


@Jnbmom wrote:

@Jordan23ww  You are very welcome . For the record I took the BT deal in 5/2022 made 3 payments then started asking for CLIs.


@Jnbmom  Ok, cool! Thanks again for all the details! It's been very helpful! 

      


Message 15 of 22
KingRue8500
Senior Contributor

Re: Still riding the Disco CLI Train - 3rd in a row

Congrats on your Discover CLI




Message 16 of 22
SweetCreditObsession
Valued Contributor

Re: Still riding the Disco CLI Train - 3rd in a row

Smiley Very Happy Congratulations on riding the 30d gravy train! May it continue to yield good results for you.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 17 of 22
805orbust
Valued Contributor

Re: Still riding the Disco CLI Train - 3rd in a row

wow, congrats @jojo79 on the progress, and strategy!!

 

@Jnbmom and @Jordan23ww , I'm jumping in on the strategy as well.  Keep y'all posted on the outcome.

 

 



Message 18 of 22
Jordan23ww
Valued Contributor

Re: Still riding the Disco CLI Train - 3rd in a row


@805orbust wrote:

wow, congrats @jojo79 on the progress, and strategy!!

 

@Jnbmom and @Jordan23ww , I'm jumping in on the strategy as well.  Keep y'all posted on the outcome.

 

 


@805orbust awesome! Best wishes to you when you ask for an increase!

      


Message 19 of 22
Rdbeetle
Established Contributor

Re: Still riding the Disco CLI Train - 3rd in a row

Congrats!!! Hopefully, the train keeps rolling into next month.

SchoolsFirst FCU MC $25k
USBank Cash+ $15k
AMEX BCP $10k
CapOne WM MC $5k
FICO 8 Scores: EQ 808 I EX 804 I TU 801
Message 20 of 22
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