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Stop the presses - Commerce Bank/Charity Charge

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12njoy
Super Contributor

Stop the presses - Commerce Bank/Charity Charge

I had been applying to Commerce Bank for almost a year now because they seem to pull Equifax which is by far my best report.  Unfortunately, I always got denied because my Equifax report locks and unlocks itself with no ryme or reason.  Well this weekend, I noticed that it was unlocked with my Sears Mastercard approval, so I decided to try my luck with Commerce Bank.  Submitted the Commerce Bank application and called them for a status update after submitting.  They said it was a duplicate application and it wouldn't be processed.  I said wait a minute you all pulled my credit because I received an alert.  They said I would have to call a credit analyst on Monday.  I was going to wait until 12 today to call but I ended up getting the below email.

Congratulations!

We've approved your request for a new Commerce Bank credit card; your credit limit is $15000.
We're hard at work building your new card, and we'll let you know as soon as it's heading your way.
Once you receive your card, please activate it right away so we know it reached you safe and sound.
In order to activate, you'll need:
Your 16-digit card number
The last 4 of your social security number
That's it!
Look for more information about our digital services in the coming weeks, plus additional tips to help you make the most of your new account.
Thanks for choosing Commerce Bank!
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 11
10 REPLIES 10
AverageJoesCredit
Legendary Contributor

Re: Stop the presses - Commerce Bank

VICKI VALESmiley Happy

Now thats what i call personal banking. They are " BUILDING" your card,Smiley Happy, wish others learned from this, ah hem PFSmiley Wink.

Great job staying persistant with equihackSmiley Wink
Message 2 of 11
12njoy
Super Contributor

Re: Stop the presses - Commerce Bank


@AverageJoesCredit wrote:
VICKI VALESmiley Happy

Now thats what i call personal banking. They are " BUILDING" your card,Smiley Happy, wish others learned from this, ah hem PFSmiley Wink.

Great job staying persistant with equihackSmiley Wink

Thanks AverageJoe.  This was totally unexpected.  They pulled TU on my Drury Visa and only gave me $1,000.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 3 of 11
CreditMagic7
Mega Contributor

Re: Stop the presses - Commerce Bank

YooHoo! 12njoy!

 

After all this time it was just a matter of time until Commerce finally came through for you too!

 

Congratulations! and Whoa!!! Nice start limit! Smiley Surprised

Message 4 of 11
Adkins
Legendary Contributor

Re: Stop the presses - Commerce Bank/Charity Charge

That's a great looking SL there, congratulations!!


Last HP 08-07-2023



Message 5 of 11
12njoy
Super Contributor

Re: Stop the presses - Commerce Bank


@CreditMagic7 wrote:

YooHoo! 12njoy!

 

After all this time it was just a matter of time until Commerce finally came through for you too!

 

Congratulations! and Whoa!!! Nice start limit! Smiley Surprised


Thanks CM7.  You were right when you told me they would come through.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 6 of 11
12njoy
Super Contributor

Re: Stop the presses - Commerce Bank/Charity Charge


@Adkins wrote:

That's a great looking SL there, congratulations!!


Thanks Adkins.  I was truly shocked looking at the 3 zeros thinking I only saw two.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 7 of 11
Anonymous
Not applicable

Re: Stop the presses - Commerce Bank/Charity Charge

Congrats 🎊🎈🎉🍾. 1.1mil by the end of the year. 

Message 8 of 11
Anonymous
Not applicable

Re: Stop the presses - Commerce Bank/Charity Charge

Sweet
Message 9 of 11
CreditMagic7
Mega Contributor

Re: Stop the presses - Commerce Bank/Charity Charge

This post has inspiration pasted all over it since i already hold one of their card products in good standing Smiley Indifferent

Message 10 of 11
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