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Store Cards - APPROVED!

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2NE1
Established Contributor

Re: Store Cards - APPROVED!

 

@JenniferinFL

 

Thanks for the reply! Smiley Happy

Message 11 of 31
Brian_Trying_700
Frequent Contributor

Re: Store Cards - APPROVED!

So. Some got hard pulls and other here got a soft. Ummmm.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 12 of 31
Dlane
Member

Re: Store Cards - APPROVED!

What is the shopping cart trick? Iv'e tried to put stuff in the cart and went all the way to checkout but nothing is popping up. Does that mean I dont qualify?



Starting Score: 11/20/12 TU:568 EX:531 EQ:534 (Lender Pull)
Current Score: TU:568 EX:531 EQ:534
Goal Score: 700
Gardening! Last App: 11-2012, No Apps till 7-2013! Wallet: Capital One $500, Fingerhut $230
Take the FICO Fitness Challenge
Message 13 of 31
rootpooty
Valued Contributor

Re: Store Cards - APPROVED!


@Dlane wrote:

What is the shopping cart trick? Iv'e tried to put stuff in the cart and went all the way to checkout but nothing is popping up. Does that mean I dont qualify?


With your scores I wouldnt try.  The alleged shopping cart trick sometimes works for the intention on getting a possible higher limit

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 14 of 31
Cadillac-XTS
Established Contributor

Re: Store Cards - APPROVED!

Congrats

Message 15 of 31
Repo-ed
Senior Contributor

Re: Store Cards - APPROVED!

im going with fluke on the no HP
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 16 of 31
Anonymous
Not applicable

Re: Store Cards - APPROVED!

not a fluke. Smiley Happy I was able to do this with VS Angel Card. They only ask for the last 4 of your soc. Not the whole thing. Which would obviously prevent them from being able to do a hard pull. The only information that they have is the last 4, your address and your name.

Message 17 of 31
eviLution
Established Contributor

Re: Store Cards - APPROVED!


@Anonymous wrote:

not a fluke. Smiley Happy I was able to do this with VS Angel Card. They only ask for the last 4 of your soc. Not the whole thing. Which would obviously prevent them from being able to do a hard pull. The only information that they have is the last 4, your address and your name.


It's pretty much like going to Capital One/American Express site and putting in the info to see if you're pre-approved for any of their products.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 18 of 31
Rhaeny
Valued Contributor

Re: Store Cards - APPROVED!

A great majority of Commenity (formerly WFFN) cards do the shopping cart trick.  It is very real and there is no HP!  

 

I have Victoria Secret, Woman Within, The Avenue and Catherines all using the shopping cart trick.  Once you put something in your bag and go to check out, if you are pre-approved then you will see a pop-up box.  It asks for the last 4 or 5 digits of your SS# and it does an instant approval.

 

If you have to put in all of your information (i.e Name, address, full SS#) then this is going to be an HP.  Also you must be opted in to get the offers.  As a side note, I tried this for weeks before I finally got the offers.  I did crazy stuff like clearing my browsing history and cache thinking that this would help.  I don't know whether it helped or not but I got all of those offers the same day.

 

So the shopping cart trick DOES work.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 19 of 31
720wannabe
Established Member

Re: Store Cards - APPROVED!

I've gotten approved for three in the last month with no hard pull.  Onestopplus, Express and Victorias Secret But it was tricky at times.  I even had an email account and had  bought things from Express but had never gotten the pop up.  I realized that the credit card I was using was on a business account at a different address.  Once I changed it to my home, the next time I got the pop up.  

 

I also tried on different browers.  Firefox seemed to work best.  Always clear your cookies in your preferences before you try it and make sure you do not have your pop ups blocked.  I've never had a hard pull but did notice that I got a soft each time on Equifax which is strange because I thought they pulled Experian.  I have a Chapter 13 from 2006 on Equifax.  

 

I have monitoring with experian but can't figure out where to see the soft pulls on there - only the hard.  Does anyone know where to find that?  



Starting Score: 1 EX681EQ 665 TU566
Current Score: 4/10/13 EQ Fico 666 EX764 (PLUS) TU FICO 699
Goal Score: Fico 750 EX750EQ 750 TU750


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Message 20 of 31
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