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@lg8302ch wrote:
oh my g....... congrats..what a spree... now just make sure you can handle the payments with all these CL. Assume we see you in the garden for a while?
Yes sir ! I think I'm kind of forced into the garden now. I don't have anything else to apply for that would benefit me, . Maybe something new will pop up in 1 - 2 years.
@distantarray wrote:congrats! and good luck hitting the minimum spending limits =)
Thank you for posting that. I have never heard of Charge Smart before, .
@randeman wrote:
@distantarray wrote:congrats! and good luck hitting the minimum spending limits =)
@GMCSierraDenali wrote:Thank you for posting that. I have never heard of Charge Smart before, .
@randeman wrote:
@distantarray wrote:congrats! and good luck hitting the minimum spending limits =)
You're welcome. I had never considered a lot of the stuff the blogger came up with, but I love the site!
Yeah I'm thinking of the average person if they were to pay for their mortgage, car loan(s), etc. all with their credit cards. That would be an amazing amount of points after one year.
@09Lexie wrote:
Congrats! Have you calculated your AAOA? I'm curious to know what affect that many accounts opened at once affects credit scores? Would you mind letting us know once they all hit your reports?
If my math is correct my new AAoA should be around 2 years & 2 months after all my new accounts are one month old. So a 9 month drop, .
@09Lexie wrote:
Well, at least it's over 2 years. Now just keep gardening those seedlings to get that score back.
Yeah my 9 year old Sam's Club & 4 year old Kay's helped it stay over 2 years. I was afraid it'd be in the 1 year range but I'm in the clear. Garadening is now the plan !
So... I just applied for a credit card from a local FCU & got approved. Only a $2,000 limit but a 6.75% APR rate tempted me. So now make that 10 straight approvals. Someone please drag me to the closest garden, .