What started as an application for a single rewards card turned into a week long app spree resulting in 5 approvals and over $80k in additional trade lines.
HISTORY:
I recently refinanced my mortgage after rates dropped in June. A month after closing, I noticed that the old mortgage account reported that it was paid off/closed, but the new refinance hadn’t hit my report yet.
My scores jumped as a result of the initial mortgage payoff, and I figured my approval odds were at an all time high, so I started looking for new rewards cards and settled on the AMEX BCP and Cap1 Savor. Applied and approved instantly on both! Then I caught the approval bug, and started thinking maybe I could squeeze a few more approvals out of this.
APPLICATIONS/APPROVALS:
Fast forward a week, here’s where I ended up (in this order):
AMEX BCP: Approved, $20k
Cap1 Savor: Approved $20k
Barclays Uber Visa: Approved $15k
Discover IT Cash Back: Approved $3.6k
Credit Union Platinum Rewards Visa: Approved $25k
Citi Costco Visa: Denied, called but wouldn't recon due to too many inquiries
I pressed my luck at the end, which resulted in a denial. I figured it was a long shot but I was on a roll and applied anyway.
It’s the first time I’ve ever applied for more than one card in such a short period of time, and I now have several new cards that earn great rewards (not to mention hundreds of $ in SUBs).
If anyone would like other data points, I'd be happy to provide additional info!
Time to break out the gardening tools!
Dont mind me and my love for Disco, im just a Tool
