No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
On Citi's website under the "Credit Limit Increase" page for my 4 open credit card accounts with them, since the page said that I could make CLI requests without any HPs, I went ahead ahead and clicked the luv button. Presto -- successfully approved with SPs on each of the 4 cc accounts! All relatively-modest increases I know, but I am quite happy nonetheless
1. DC: $6.32k -> $7.52k
2. DP#1: $2.7k -> $3.8k
3. DP#2: $2.1k -> $3.2k
4. Simplicity: $2k -> $3.1k
@galahad15 wrote:On Citi's website under the "Credit Limit Increase" page for my 4 open credit card accounts with them, since the page said that I could make CLI requests without any HPs, I went ahead ahead and clicked the luv button. Presto -- successfully approved with SPs on each of the 4 cc accounts! All relatively-modest increases I know, but I am quite happy nonetheless
1. DC: $6.32k -> $7.52k
2. DP#1: $2.7k -> $3.8k
3. DP#2: $2.1k -> $3.2k
4. Simplicity: $2k -> $3.1k
Awesome! Especially after the APR reductions!
Have you still considered taking a HP for an increase?
here is the categories for the dividend btw http://www.pointswithacrew.com/citi-dividend-categories-2016-complete-list-maximize/
you can do the full $6k in any quarter fyi
He does not have a dividend. Congrats, I received a token one as well.
@Imperfectfuture wrote:He does not have a dividend. Congrats, I received a token one as well.
No worries, jfriend was actually very helpful with the Dividend info, since I had asked in an earlier thread about it when he had suggested it might potentially be a good idea for me to PC one of my DPs to a Dividend
Congrats also on your CLI as well!
@galahad15 wrote:
@Imperfectfuture wrote:He does not have a dividend. Congrats, I received a token one as well.
No worries, jfriend was actually very helpful with the Dividend info, since I had asked in an earlier thread about it when he had suggested it might potentially be a good idea for me to PC one of my DPs to a Dividend
Congrats also on your CLI as well!
Huh, are you still able to PC to that card?
@Anonymous wrote:
Awesome! Especially after the APR reductions!
Have you still considered taking a HP for an increase?
here is the categories for the dividend btw http://www.pointswithacrew.com/citi-dividend-categories-2016-complete-list-maximize/
you can do the full $6k in any quarter fyi
Thanks jfriend! Ya I briefly considered and thought about a HP for more CLIs, but seeing as I currently have 17 inquries on EQ (ETA: only 7 of which apply for FICO scoring purposes though), 4 on TU, and 7 or EX, I thought it might be better to play it safe and stay with the SPs for now, lol.
Also thank you again for the very helpful and valuable info on the Dividend card, I appreciate it!
Outstanding! I thought I would never get a CLI from Citi. Well done!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |