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Successful SP CLIs on my 4 Citi cards this morning

galahad15
Valued Contributor

Successful SP CLIs on my 4 Citi cards this morning

On Citi's website under the "Credit Limit Increase" page for my 4 open credit card accounts with them, since the page said that I could make CLI requests without any HPs, I went ahead ahead and clicked the luv button.  Presto -- successfully approved with SPs on each of the 4 cc accounts!  All relatively-modest increases I know, but I am quite happy nonetheless  Smiley Happy

 

1.  DC:  $6.32k -> $7.52k

2.  DP#1:  $2.7k -> $3.8k

3.  DP#2:  $2.1k -> $3.2k

4.  Simplicity:  $2k -> $3.1k


Message 1 of 9
8 REPLIES 8
jfriend33
Senior Contributor

Re: Successful SP CLIs on my 4 Citi cards this morning


@galahad15 wrote:

On Citi's website under the "Credit Limit Increase" page for my 4 open credit card accounts with them, since the page said that I could make CLI requests without any HPs, I went ahead ahead and clicked the luv button.  Presto -- successfully approved with SPs on each of the 4 cc accounts!  All relatively-modest increases I know, but I am quite happy nonetheless  Smiley Happy

 

1.  DC:  $6.32k -> $7.52k

2.  DP#1:  $2.7k -> $3.8k

3.  DP#2:  $2.1k -> $3.2k

4.  Simplicity:  $2k -> $3.1k


Awesome!  Especially after the APR reductions!

 

Have you still considered taking a HP for an increase?

 

here is the categories for the dividend btw http://www.pointswithacrew.com/citi-dividend-categories-2016-complete-list-maximize/

 

you can do the full $6k in any quarter fyi

EQ 730, TU 730, EX 720. INQs EQ-1, TU-9, EX-7 AAOA 4yrs Util 6% Inspiration: Themanwhocan's Cash Back Charts
Message 2 of 9
Imperfectfuture
Super Contributor

Re: Successful SP CLIs on my 4 Citi cards this morning

He does not have a dividend. Congrats, I received a token one as well.

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Message 3 of 9
galahad15
Valued Contributor

Re: Successful SP CLIs on my 4 Citi cards this morning


@Imperfectfuture wrote:

He does not have a dividend. Congrats, I received a token one as well.


No worries, jfriend was actually very helpful with the Dividend info, since I had asked in an earlier thread about it when he had suggested it might potentially be a good idea for me to PC one of my DPs to a Dividend  Smiley Happy

 

Congrats also on your CLI as well!


Message 4 of 9
Imperfectfuture
Super Contributor

Re: Successful SP CLIs on my 4 Citi cards this morning


@galahad15 wrote:

@Imperfectfuture wrote:

He does not have a dividend. Congrats, I received a token one as well.


No worries, jfriend was actually very helpful with the Dividend info, since I had asked in an earlier thread about it when he had suggested it might potentially be a good idea for me to PC one of my DPs to a Dividend  Smiley Happy

 

Congrats also on your CLI as well!


Huh, are you still able to PC to that card?

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Message 5 of 9
galahad15
Valued Contributor

Re: Successful SP CLIs on my 4 Citi cards this morning


@jfriend33 wrote:

 

Awesome!  Especially after the APR reductions!

 

Have you still considered taking a HP for an increase?

 

here is the categories for the dividend btw http://www.pointswithacrew.com/citi-dividend-categories-2016-complete-list-maximize/

 

you can do the full $6k in any quarter fyi


Thanks jfriend!  Ya I briefly considered and thought about a HP for more CLIs, but seeing as I currently have 17 inquries on EQ (ETA:  only 7 of which apply for FICO scoring purposes though), 4 on TU, and 7 or EX, I thought it might be better to play it safe and stay with the SPs for now, lol.

 

Also thank you again for the very helpful and valuable info on the Dividend card, I appreciate it!


Message 6 of 9
dasingleton
Valued Contributor

Re: Successful SP CLIs on my 4 Citi cards this morning

Congrats
Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 7 of 9
Musiclover
Super Contributor

Re: Successful SP CLIs on my 4 Citi cards this morning

Outstanding! I thought I would never get a CLI from Citi. Well done!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 9
RonM21
Valued Contributor

Re: Successful SP CLIs on my 4 Citi cards this morning

Nicely done! Congrats
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 9 of 9
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