I do have a? for dp sake. Since you had so many inq as i do , did you take a hit.
All the cards i was approved for last month did not cost me any points.I have way to many inq and do not advise anyone to have that many for a good credit health. JW
Nah, no hit. The biggest hit I had was about a 10pt drop due to increased UTIL and my mortgage reporting. I've noticed after about 15 INQ you don't really get dinged for additional ones cuz they know you're crazy lol
I have found, however, that having a very thick file (50+ accounts) really helps to balance out the INQ situation. Especially if the majority of accounts are 3+ months old and UTIL is low. I think I'm running about 12% UTIL right now which is high even though I use my cards regularly.