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Sun Coast Credit Union Cash Back Visa instant $15K Approval

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Anonymous
Not applicable

Sun Coast Credit Union Cash Back Visa instant $15K Approval

I did some research on My Fico on good credit unions to join and I believe it was MrJamaica that mentioned he joined the Sun Coast Credit Union and got instantly approved for a $15K Visa cash back card. So obviously Smiley Happy, I also joined, their membership requirements are pretty lax, and just requires a $5 dollar deposit. I opened the account in October and just let the money sit there. I had just gotten some other cards and had 30+ inquires so I was gonig to wait to apply for the credit card. Fast forward to today and I get a mailer about a car loan, great timing since I would like to buy a car. Went and applied and got instantly approved for that on a 4.5% rate, and then was told that I was also prequalified for all of their cards! They included the APR which were all 10.90% and all the credit limits were $15K. Applied and was instantly approved.

 

EX had just gone up today to 709 and that's what they pulled.

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Congrats on your approval and very nice SL !!!!

 

 

Message 2 of 9
Cred4All
Valued Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

That's a great interest rate and SL, congrats!!


Message 3 of 9
xaximus
Valued Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Congrats on the approval! Awesome SL!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 4 of 9
AverageJoesCredit
Legendary Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Big congratsSmiley Happy Same i said to MrJamaica, dont forget to return the dvdsSmiley Wink
Message 5 of 9
19eighty5
Senior Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 9
CreditInspired
Community Leader
Super Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Nice OP.
Congratulations. And it was good you followed up on @southjamaica’s advice.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 7 of 9
AverageJoesCredit
Legendary Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Lol, CreditInspired, it was MrJamaica , SouthJamaica is famous for the South Jamaicsn Special , $300 Disco increase with 800 scoresSmiley Happy
Message 8 of 9
CreditInspired
Community Leader
Super Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Thanks @ajc. That’s what I get for assuming 😂🤣😂🤣

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 9 of 9
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