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Sun Coast Credit Union Cash Back Visa instant $15K Approval

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New Contributor

Sun Coast Credit Union Cash Back Visa instant $15K Approval

I did some research on My Fico on good credit unions to join and I believe it was MrJamaica that mentioned he joined the Sun Coast Credit Union and got instantly approved for a $15K Visa cash back card. So obviously Smiley Happy, I also joined, their membership requirements are pretty lax, and just requires a $5 dollar deposit. I opened the account in October and just let the money sit there. I had just gotten some other cards and had 30+ inquires so I was gonig to wait to apply for the credit card. Fast forward to today and I get a mailer about a car loan, great timing since I would like to buy a car. Went and applied and got instantly approved for that on a 4.5% rate, and then was told that I was also prequalified for all of their cards! They included the APR which were all 10.90% and all the credit limits were $15K. Applied and was instantly approved.

 

EX had just gone up today to 709 and that's what they pulled.

Chartway Federal Credit Union Signature Rewards $15k | First Financial Federal Credit Union Signature Rewards $15k | Suncoast Credit Union Cash Rewards $15k | Overstock $11K | Wayfair $10.5K | PenFed Power Cash Rewards $10k | DCU Platinum $10k | BB&T Cash Rewards $6.5k | BB&T Bright $6.5k | SunTrust Signature Rewards $6.5k | Discover Chrome 5.5k | TIAA Bank Cash Rewards $5k | BB&T Travel Rewards $4.5k | BB&T Bright $4.5k | PayPal Credit $4k | BB&T Spectrum Rewards $3.5k | Discover Cash Back $3k | BB&T Cash Rewards $2.5k | BB&T Cash Rewards $2k | Home Depot $1K | VS $750 | J Crew $750 | US Bank Secured $300
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8 REPLIES 8
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Senior Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Congrats on your approval and very nice SL !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 9
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Valued Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

That's a great interest rate and SL, congrats!!


Message 3 of 9
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Valued Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Congrats on the approval! Awesome SL!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 4 of 9
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Community Leader
Mega Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Big congratsSmiley Happy Same i said to MrJamaica, dont forget to return the dvdsSmiley Wink
Message 5 of 9
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Senior Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 6 of 9
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Community Leader
Super Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Nice OP.
Congratulations. And it was good you followed up on @southjamaica’s advice.


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 7 of 9
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Community Leader
Mega Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Lol, CreditInspired, it was MrJamaica , SouthJamaica is famous for the South Jamaicsn Special , $300 Disco increase with 800 scoresSmiley Happy
Message 8 of 9
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Community Leader
Super Contributor

Re: Sun Coast Credit Union Cash Back Visa instant $15K Approval

Thanks @ajc. That’s what I get for assuming 😂🤣😂🤣


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
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