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Sun East CU Story

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Established Contributor

Sun East CU Story

Hello all,DD and I have been down the shore getting the

lake house ready for summer. A much needed change of pace

I must say. Glad you can do online classes anywhere ;-)

 Only credit news I can share is an approval for another card from Sun East FCU

I posted about them on 12-17-19 under More Local CU Love..or

something close to that. That one was an instant approval. Well

I asked for another card.This one was not. I got to speak to a lovely rep

named Bridgette...killer name right? Anyway Bridgette was a bit more formal

in asking about my finances then most CU's. She really was not concerned so

much about income and such,but asked why I would need ANOTHER credit card.

Kinda hard to answer that without sounding like 

a credit seeking thrill junkie. I just said that I like to have relationships

with most FI's local to me and to take advantage of their products.

 Well she laughed a little at me being so obtuse,but appreciated 

that I do indeed have savings and checking accounts with most banks

locally. She said 10K, I said I would have taken 5K.

The CC itself is just a vanilla offering. 

For the Data Points

Allready a member but

was a hp on TU

TU hp's 32

AAoA 16 months

AAOA 13 years

42/24 probably low

DTI 6%

reported income was $67,000

Credit usage 1%

Total CL 600K

IMG_20200514_140107302_BURST000_COVER_TOP.jpg

Only pic I can offer ATM 

One other piece of credit news,

my Kohls card went from 700 to1500

IMG_20200506_194419002.jpg

 

Message 1 of 22
21 REPLIES 21
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Super Contributor

Re: Sun East CU Story

Congratulations on your approval and CLI!

Message 2 of 22
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Moderator

Re: Sun East CU Story

Congrats!  600k cl's on 60k+ salary is very impressive another nice approval from you!  Enjoy the card!

Message 3 of 22
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Established Contributor

Re: Sun East CU Story


@AllZero wrote:

Congratulations on your approval and CLI!


Thank you kindly @AllZero !! 

Allways appreciate the kudos :-)

Cheers

Message 4 of 22
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Super Contributor

Re: Sun East CU Story


@UH_HUH wrote:

@AllZero wrote:

Congratulations on your approval and CLI!


Thank you kindly @AllZero !! 

Allways appreciate the kudos :-)

Cheers


You're on track to hit a million TCL. I'm rooting for you. 😃

Message 5 of 22
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Established Contributor

Re: Sun East CU Story


@CreditCuriosity wrote:

Congrats!  600k cl's on 60k+ salary is very impressive another nice approval from you!  Enjoy the card!


Thank you @CreditCuriosity  I appreciate the congrats

Message 6 of 22
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Moderator

Re: Sun East CU Story

Well done, whoa 600K on 67K!!!
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 7 of 22
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Established Contributor

Re: Sun East CU Story


@gdale6 wrote:
Well done, whoa 600K on 67K!!!

Thank you for the congrats @gdale6 :-)

I usually just let the stated income speak for itself,

but for data points sake let me explain. 

I changed jobs 7 years ago to raise my daughter full time.

Mother moved to Europe. I took a significant cut in pay,

but that was not important to me. DD was :-)

Long story shorter I have other incomes...Child Support at $5,000.00

a month. Houses are paid for...I am 54 so have had plenty of time

to make money. Now is the time to relax a bit :-)

Cheers

Message 8 of 22
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Community Leader
Super Contributor

Re: Sun East CU Story

Another big congrats UH HuH.

Being able to hang out with your DD makes you a true Rockstar!!!

 

I have a blast chasing mine around..

No amount of money can replace that precious time.🤗

Message 9 of 22
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Frequent Contributor

Re: Sun East CU Story

Nice hit on the local CU!! Enjoy that lake house this summer!!

Message 10 of 22
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