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Super Excited, got approved for Chase Sapphire Reserve after BK

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Established Member

Super Excited, got approved for Chase Sapphire Reserve after BK

Hi Guys. I'm extremly excited that i recieved an approval from chase for the Sapphire Reserve, 6 years after my BK. I've been good with payments (0 late), i have used my credit cards a bit more, a bit high on credit usage but paying them down as we speak. I have a few others that have been good to me like Barclay and Captial One. I tried once before when this card first came out but was denied. I was also offered a 22k limit which i believe is a high credit limit. I plane to use this for my travel card as i have a few international trips planned. There is life after BK as long as you ensure to pay your credit cards on time and have good debt to ratio income. 

Amex platinum, Capital One Venture 20k, Barclay 14k, Barclay Apple Credit Card 12k, Ritz Carlton 7k

Fico Experian 687, Exquifax 760, Transunion 698

23 REPLIES 23
Member

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

Congratulations! I am going for that card in a few months. Looking forward to it!

Cappuccino
Message 2 of 24
Regular Contributor

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

Nice SL.  Wait to you see how heavy the card is.  


Message 3 of 24
Valued Contributor

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

YAY!!!  Good on ya..

I'm not chasing Chase myself but they wouldn't have me if I did LOL

 

Enjoy that card!! 

 

OOPS   Also Welcome to My Fico! Welcome.gif




Message 4 of 24
Valued Contributor

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

Congrats on the killer SL and approval. That AF is hefty though!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 5 of 24
Established Contributor

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

Congrats on approval and huge SL! Smiley Very Happy




Message 6 of 24
Valued Contributor

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

Congrats and welcome aboard myFICO!

I’m assuming your BK still reporting? Was Chase IIB and Also do you have a banking relationship with them? Was it a pre-approval or totally cold-app’d?
BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 6 EQ 4 TU 2
AAoA 5y4m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 1/12 & 4/24
Message 7 of 24
Valued Contributor

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

Congrats. I also would like to know when did your BK discharge, chapter 7 or 10 and was CHASE IIB. I assume you were under 5/24. Very rare to see this esp with the SP.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX Bonvoy Business 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Hilton Honors Business 10k (AU), AX Delta Air Platinum 15k, (AU) AX Platinum Amerprise charge card (AU), AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , Discover (2) 16k, Kohls-4k, VS Comenity $2k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $8k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Go Rewards 35.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target 2k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 740,TU 748,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 8 of 24
Established Member

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

The BK is still reporting. It was an instant approval. I do have them a secondary bank for about 4 years. No preapproval. 

Message 9 of 24
Established Member

Re: Super Excited, got approved for Chase Sapphire Reserve after BK

bk was discharged in January 2012, chapter 7. I am under 5/24. 

Message 10 of 24
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