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Super Thin File - Approvals

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Anonymous
Not applicable

Re: Super Thin File - Approvals

@Migrant -

 

Welcome to the myFICO forum! We are thrilled that you joined us! Smiley Very Happy

 

Super Congrats on all of your approvals! From a new credit perspective,

you've accomplished more in 4 months than most people do all year.

You should feel very proud of yourself. Extremely well done! Smiley Very Happy

 

Discover, Cap1, Chase, US Bank and Amex are excellent credit choices.

You've done all the right things, and you've done all the right things right.

So I echo the sentiments of previous posters: Just garden for 12 months

and collect CLIs where you can. I'm sure you've learned by now that Amex

offers 3x CLIs after 61 days. So don't be surprised if your $5,000 BCE

grows into a $15,000 limit. Afterwards, you can ask for CLIs every 181 days. Smiley Very Happy

 

Just keep doing what you're doing, Migrant. Your story is a testament to

people starting from where they are and prospering where they are planted.

Congrats again on your rapid success. Thanks so much for sharing with us! Smiley Very Happy

Message 11 of 14
MartyWrite75
Valued Contributor

Re: Super Thin File - Approvals

Congratulations on your approvals!
April 2024: Experian 769; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 12 of 14
Anonymous
Not applicable

Re: Super Thin File - Approvals

Hey there!

 

I enjoyed reading your story. There are so many similarities between your story and a credit-related YouTuber I follow regularly. If you ever get bored, maybe check out how he too built his credit as a migrant from the UK.

 

Cheers~

 

https://youtu.be/t0LHCMcv05Y

Message 13 of 14
Anonymous
Not applicable

Re: Super Thin File - Approvals

Congratulations! Great story! Keep up the good work!

Message 14 of 14
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