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Surprise CITI DC Approval

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Anonymous
Not applicable

Re: Surprise CITI DC Approval

Just got the card today, exactly 7 days. Came as a world elite for some reason. Do CLs no longer determine if you get wemc or visa sigs?
I was surprised since I only got 1k sl.
Message 11 of 14
FinStar
Moderator Emeritus

Re: Surprise CITI DC Approval

Most Double Cash CCs usually tend to be in the WEMC flavor, even at $1K.

Citi, along with some other lenders (depending on the product) can approve some CCs as VS/WMC/WEMC below the typical CL thresholds.
Message 12 of 14
morgacj2004
Valued Contributor

Re: Surprise CITI DC Approval

Congrats. Get rid of that collection.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 13 of 14
Anonymous
Not applicable

Re: Surprise CITI DC Approval

So this is new to me. I paid for a single 5$ item at a local gas station on the way to work and when I checked my app after work it gave me a fraud alert (only the 5$ purchase there) and directed me to call their fraud department or I may be unable to use my card. They don't seem to like that I dont have an office or home phone and asked if they could call my jobs HR dept? At after 10pm? Um no? So now I am waiting a week on two separate letters from citi in the mail, one for samsung pay authorization and one for this fraud alert and was told I won't be able to use the app until I receive the letter and call back with the info on it. Is this normal for citi? Much less after the first purchase made on the card? Maybe I'm just new to Citi and don't know any better yet but yea weird vibes.

Message 14 of 14
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