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Surprise CLI from Overstock

designated_knitter
Established Contributor

Surprise CLI from Overstock

So I accidentally opened this via the SCT about 6 weeks ago with a starting limit of 600.  Mad a couple of payments to PIF after 2 purchases ... only 1 statement has generated... in fact, it didn't even hit my credit reports until about a week ago!

 

Just for kicks, hit the LUV button and much to my surprise, got APPROVED (had to look the word up in the dictionary since I'm not used to seeing it!) for an additional 2000 bucks bringing my limit up to 2600!

Comenity seems to like me... at least for today!

 

This will definitely come in handy for utilization since my New Navy card is nearly maxed out with balance transfers... all my other cards are pretty much paid off but with relatively small limits so not as much there to offset the Navy.

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 1 of 12
11 REPLIES 11
Credit4Growth
Valued Contributor

Re: Surprise CLI from Overstock

Congratulations on your CLI, that is awesome!👌

 

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 2 of 12
GApeachy
Super Contributor

Re: Surprise CLI from Overstock

I'm jealous twice.....once for you getting this tl via sct, twice for a very nice cli! Smiley Wink

Enjoy!!!!!!

"My Take Home Pay Don't Take Me Home"
Message 3 of 12
gdale6
Moderator

Re: Surprise CLI from Overstock

Grats on the 2K bump up Smiley Happy

Message 4 of 12
KatSoDak
Regular Contributor

Re: Surprise CLI from Overstock

That's great news. So nice when a plan comes together... especially when you didn't know you had a plan!

FICO 8:

EQ FICO 9 - 806
EX FICO 9 - 770

Citi (2) | Discover | HSBC | BOA | NFCU (2) | WF (2) | Simmons Bank | FNBO (2) | BBVA | US Bank | Lowes | Care Credit | Home Depot AU
Message 5 of 12
M_Smart007
Epic Contributor

Re: Surprise CLI from Overstock

Congratulations on your CLI ...

Message 6 of 12
coreyb80
Valued Contributor

Re: Surprise CLI from Overstock

Congrats on the CLI!

Message 7 of 12
AllZero
Super Contributor

Re: Surprise CLI from Overstock

Congratulations on your CLI!
Message 8 of 12
CreditAggie
Senior Contributor

Re: Surprise CLI from Overstock

Congratulations on your Overstock CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 9 of 12
kittycreditmeow
Frequent Contributor

Re: Surprise CLI from Overstock

Congratulations on the CLI! 

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 10 of 12
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