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TL;DR: Disco almost doubles my Discover IT limit from $800 (starting limit) to $1500 (three months after opening account). I didn't press the LUV button; it was a complete surprise.
I read a comment from one of you fellow MyFico-ers that said Disco loves "thin and needy" files and that fits my credit profile to a T!
I opened a Discover IT Cash Back card in early Feb 2019 with a credit limit of $800. (Amazingly good for someone like me.) My third statement just finished a few days ago. I log in tonight and it's increased by $700, to $1500!!!!
DATA POINTS:
I am over the moon over this CLI, because it's going to automatically help lower my pathetic high util and also give me more "breathing room" with spending/paying on the Disco card. I was always trying to keep the util on Disco under 20% or so but sometimes this was diffcult with a $800 limit. It's going to be a lot easier with $1500.
It feels pretty great but also weird because here I am with a (to me) fantastic CC with a nice limit (considering my income) but elsewhere all the offers and preapprovals I get are for Indigo and Credit One and so forth. Even Cap1 won't preapprove me for anything. I hope to get more credit cards in a while, but right now I LOVE LOVE my Disco card and they have a fan in me for life!
" Disco almost doubles my Discover IT limit from $800 (starting limit) to $1500"
Congrats on your increase!!!
Congratulations, OP! It's a great feeling!
Thats a great feeling......Congrats, I cant wait for the "guess what I got love from Discover and my CL is now 5K post!!"
Keep doing the right thing and Ill bet your there within 12 months...
Rock The House!!
Welcome to the “Disco likes me! It really likes me!” club! Congrats on big success!
Congrats on the auto luv!
Congrats! Disco likes you
Congrats OP, on your sweet new CL!
@Anonymous wrote:Thats a great feeling......Congrats, I cant wait for the "guess what I got love from Discover and my CL is now 5K post!!"
Keep doing the right thing and Ill bet your there within 12 months...
Rock The House!!
Thanks so much! I hope so! I'm really feeling the Disco love! After being a credit leper for a while (well, I still am a credit leper for most banks!) this feels absolutely fantastic!
Thank you everyone for your kind words and encouragement!