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Surprise Discover SP CLI

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SFLSpotter9210
Valued Contributor

Re: Surprise Discover SP CLI

Congratulations on your nice CLI enjoy 😎.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 11 of 19
pinkandgrey
Senior Contributor

Re: Surprise Discover SP CLI

Now that’s a nice increase. Congrats!
Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 12 of 19
CreditMagic7
Mega Contributor

Re: Surprise Discover SP CLI


@pinkandgrey wrote:
Now that’s a nice increase. Congrats!

For as long as this card is been active (2013), it was a nice surprise to say the least. Seen some come charging out of the gate with whopper SL's or later down the line huge swells at a time. Nurturing it along the corridors of time eventually moves it on whatever it begins at.

Message 13 of 19
Anonymous
Not applicable

Re: Surprise Discover SP CLI

Congrats on the CLI. Ms Disco is a hard one to crack the code on. But every little bit helps. 

Message 14 of 19
CreditMagic7
Mega Contributor

Re: Surprise Discover SP CLI

Oh yes, and by the way i just got off the phone from a call in to Discover. It's been quite a bit of time between a last APR reduction request as well and am pleased to mention that also was just approved. I normally follow up any Discover CLI with this request and most times it has been very routine.

 

From 14.49% to a new purchase rate of 13.49% (again). I was working on an effort to realize at least 10% APR with Discover but the Feds had other ideas the past couple of years. But will keep chipping away at it.

Message 15 of 19
mikesonthemend
Valued Contributor

Re: Surprise Discover SP CLI

Bam!Bam!




Living through Darwinism is so much worse than learning about about it in school.
Message 16 of 19
credit_is_crack
Valued Contributor

Re: Surprise Discover SP CLI


@CreditMagic7 wrote:

Always seemed when trying for the 3-4 month CLI it always spit out a $500 inchworm increase. Not Today.

 

Paid another visit to the CLI page not really expecting to find anything much different then the usual nik & pik but this time out came a $2K increase.

 

From 14.9K to a new 16.9K is a heap better result. FICO is 760 and we might be on a regular set like this next time too. Long time coming.

 

This keeps up and i'm going to have to put more time in the forums once again. Waiting well over a year for INQ's to drop is not pretty or exciting, but coming back in after they've reduced to 1 or 2 can get the energy pumping again. Smiley Very Happy

 

 


Nice! @CreditCuriosity just had the same surprise but got $2k two months in a row. Set that reminder to beat that button up in 31 days! Maybe Discover caught wind of the BB&T Express and decided they weren't doing down easy Smiley LOL

Message 17 of 19
credit_is_crack
Valued Contributor

Re: Surprise Discover SP CLI


@AverageJoesCredit wrote:
Congrats CM7Smiley Happy If you dont want the bug to hit severely, stay away from the Crazy Credit Duo @credit_is_crack and @Gmood1 lol. Also @CreditCuriosity is getting 2k increases now from Disco, the sky is fallingSmiley Wink

LOL @AverageJoesCredit **the sky IS falling!!**

 

I'm more of a bystander here just living vicariously thru @Gmood1 Smiley LOL

Message 18 of 19
mikesonthemend
Valued Contributor

Re: Surprise Discover SP CLI

Bam!Bam!




Living through Darwinism is so much worse than learning about about it in school.
Message 19 of 19
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