I am in the process of rebuilding my credit, so my scores aren't very good. I keep getting emails from Delta for the Amex gold with the 60,000 offer and I wanted an airline card but ignored them because of my scores. Well tonight I decided what the heck and I pulled the trigger. I was expecting a denial and laughter for even attempting, but to my shock approved. Then I decided to try my luck once more with Discover It since they are like a unicorn card for me and surprise I got another approval!
Both are only $1000 SL not a high limit at all but I am hoping to grow with both cards.
I am not quite sure what came over me tonight but I am officially in the Garden for the foreseeable future. Escpecially since I tried to app for a second Amex hoping they would use the same HP but they didn't. My bad for pressing my luck because do I really need 2 Amex cards? Nope that was just an error in judgement and greed on my part lol.
Both cards pulled my EX which is 631 with 2 collections listed back from 2013 and 2014 so again I am shocked by the approvals but I'll take them!
Congrats! I get preapprovals for the Gold constantly but I don’t want that fee. Plus I don’t eat out
LOL. Stick with Amex for awhile. Eventually you’ll probably be able to get another card with only a SP. Amex and Disco are both excellent.
Congratulations on both your approvals!
Congrats on both approvals !!!!
Thank you everyone, I’m excited to have some solid cards and think I can now close my CreditOne card. I assume I’ll lose score points when I close it but they should bounce back fairly quickly right?
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|