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Surprise Discover and Amex Gold Delta approvals

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Surprise Discover and Amex Gold Delta approvals

I am in the process of rebuilding my credit, so my scores aren't very good.  I keep getting emails from Delta for the Amex gold with the 60,000 offer and I wanted an airline card but ignored them because of my scores.  Well tonight I decided what the heck and I pulled the trigger.   I was expecting a denial and laughter for even attempting, but to my shock approved.  Then I decided to try my luck once more with Discover It since they are like a unicorn card for me and surprise I got another approval!  

Both are only $1000 SL not a high limit at all but I am hoping to grow with both cards. 

I am not quite sure what came over me tonight but I am officially in the Garden for the foreseeable future.  Escpecially since I tried to app for a second Amex hoping they would use the same HP but they didn't.  My bad for pressing my luck because do I really need 2 Amex cards?  Nope that was just an error in judgement and greed on my part lol. 

Both cards pulled my EX which is 631 with 2 collections listed back from 2013 and 2014 so again I am shocked by the approvals but I'll take them!




In the garden until 2020
Message 1 of 13
12 REPLIES 12
Community Leader
Valued Contributor

Re: Surprise Discover and Amex Gold Delta approvals

Congrats! I get preapprovals for the Gold constantly but I don’t want that fee. Plus I don’t eat out 

LOL. Stick with Amex for awhile. Eventually you’ll probably be able to get another card with only a SP. Amex and Disco are both excellent. 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 2 of 13
Valued Contributor

Re: Surprise Discover and Amex Gold Delta approvals

Congrats!!👍👍

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


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Message 3 of 13
Senior Contributor

Re: Surprise Discover and Amex Gold Delta approvals

Congratulations on both your approvals!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 4 of 13
Frequent Contributor

Re: Surprise Discover and Amex Gold Delta approvals

Congratulations! 👌🏾

06.2019

03.2018

NFCU CLOC: $15,000
Message 5 of 13
Senior Contributor

Re: Surprise Discover and Amex Gold Delta approvals

Congrats on both approvals !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 13
Established Contributor

Re: Surprise Discover and Amex Gold Delta approvals

Thank you everyone, I’m excited to have some solid cards and think I can now close my CreditOne card.  I assume I’ll lose score points when I close it but they should bounce back fairly quickly right?




In the garden until 2020
Message 7 of 13
Frequent Contributor

Re: Surprise Discover and Amex Gold Delta approvals

 
Message 8 of 13
Frequent Contributor

Re: Surprise Discover and Amex Gold Delta approvals

Hi that is great getting the

Message 9 of 13
Valued Contributor

Re: Surprise Discover and Amex Gold Delta approvals

Congrats on these approvals. Both are good Lenders to have imo.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 10 of 13
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