(+102) | 
(+106) | 
(+151)
Congrats on your QS CLI. Way to push them for every little K 🤑👍👍
@Yasselife wrote:Interesting story. Congratulations on your Capital One CLI! @Aim_High
= = = = = = = = = = = = = = = =
@pc01user wrote:
@Aim_HighIncredible Progress! Thanks for sharing!
Spend wisely but enjoy as well!
= = = = = = = = = = = = = = = =
@805orbust wrote:
Impressive, but not surprising @Aim_High ... you got the formula down my friend!
= = = = = = = = = = = = = = = =
@CreditAggie wrote:
Congratulations on your Capital One QS CLI!
= = = = = = = = = = = = = = = =
@JoeRockhead wrote:
All interesting stuff, well played, and appreciate all the insight, congratulations on your CLI, and the growth!
Thanks very much @Yasselife, @pc01user, @805orbust, @CreditAggie, @JoeRockhead. 
Glad to share the insights since it might help/inspire others along the Capital One journey.
@SUPERSQUID wrote:CONGRATS!!!!!
I had to do a double take, 30k limit on a cap one card??
It seems cap 1 is handing you cli's like hot cakes, keep it up, you are doing something right.
Thanks @SUPERSQUID. 
I know, right? Times have changed from when some of our members got the mega-limits on Capital One cards through consolidating credit lines, but it also appears they are vulnerable to down-sizing if not actually used. For these days, and excepting those with older "grandfathered" high limits, $30K on a Quicksilver might be stretching the boundaries for many of us, but I have also seen multiple $30K SLs on the Venture X and growth into the $40K+ range several times. There was also this recent post about a $75K limit on original Venture! 
I'm not sure what changed but as I posted in the links on the three $1K increases I got in 2022, I suspect having a large balance in my 360 Money Market account might have tipped the scales without heavier spending. However, it's only corollary evidence and might be totally unrelated. I offer the data points so that others can draw their own conclusions.
@EAT_SLEEP_JEEP wrote:congrats on the cli
= = = = = = = = = = = = = = =
@jibc1978 wrote:
congrats on the continous CLIs!! i want to be like you when i grow up LOL!
= = = = = = = = = = = = = = =
@coreyb80 wrote:
Congrats on the increase!
= = = = = = = = = = = = = = =
@SweetCreditObsession wrote:Congratulations on the CLI! Thanks for those DPs, @Aim_High.
Thanks so much @EAT_SLEEP_JEEP, @jibc1978, @coreyb80, @SweetCreditObsession.
@CYBERSAM wrote:Congrats on your QS CLI. Way to push them for every little K 🤑👍👍
= = = = = = = = = = = = = = =
@cashorcharge wrote:
WooHoo!! Congratulations on your Cap1 Approval!!👏🏼🍾🥂
= = = = = = = = = = = = = = =
@nytokyobred79 wrote:
@Aim_High Awesome. Congrats on steadily growing your QS cl.
Thanks @CYBERSAM, @cashorcharge, @nytokyobred79.
Yes, "milking it" @CYBERSAM. Lol. I do like the SP CLIs on cards like the QS.
I think some members are too quick to add new cards instead of trying to grow their existing limits.
I've thought of closing my Quicksilver over the years (1.5% cash back isn't what it used to be) but these CLIs make a good case to keep it open for utilization padding and flexibility. For example, Capital One is a lender who has regularly offered me good BT offers. Right now, I have a 0% BT offer for 12 months with a very reasonable 3% BT fee. That's like getting 3% APR for the duration of the BT! They are similar to Discover in offering me consistent BT offers. They've also offered me APRs below the lowest-advertised rate. With the economic changes, I'm up to 16.15% but new Quicksilver cards don't go lower than 19.24% currently. Not too long ago, before the prime rate changed, I was down to 11.90% APR! (see link with screenshot.)
I like some other things about Capital One as I've posted before, even though they have things I don't like as well. They have good and dependable mobile app and website interface. Customer service experiences are prompt and pleasant, and they've had great fraud prevention catching fraudulent transactions before I even noticed them. And they led the 1.5% cash back revolution as well as the no-minimum-redemption model. I still have hopes they will revamp the Quicksilver or offer some additional new industry-leading cards.
