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Sweet Baby Jesus...Apple Card finally approved...

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pizza1
Community Leader
Super Contributor

Sweet Baby Jesus...Apple Card finally approved...

I dont know how many times Ive tried,  and always denied citing BK for all reasons, even though they approve just after a few years out.  This time tried the ACT instead.  Put in 3 Mac airs in my cart (hoping for a larger SL), checked out under the "apple payments" and applied. Asked me first for last 4 SSN, then for full SSN,  (TU unfrozen), and then it went to review.  I thought denial again, but then shortly after I received an email saying I was approved!  Immediately went to wallet, and it wasnt there until I hit "apply" again, and then it popped up.   SL $2.5K, 18.99% apr Smiley Sad  

 

I quickly removed everything from my online cart, went to wallet, accepted, and ordered physical card.  Im sure this will grow eventually, and happy for the approval finally.  I "think" my last TU score was 751 or around there, 6 new accounts last 2 years, (a few ready to age off to 2 years next month),  23 inq (only 12 counting though, and several to fall off in next 1-3 months). BK is a few months past 8 years DC, util showing 1%, overall available credit "I think" is around $450K. 

 

 

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Message 1 of 25
24 REPLIES 24
CreditAggie
Community Leader
Super Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 25
CreditCuriosity
Moderator Emeritus

Re: Sweet Baby Jesus...Apple Card finally approved...

yaya congrats.  Finally only took a year or two Smiley Happy

Message 3 of 25
Ilinferno
Established Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Congrats! The persistence paid off!

Message 4 of 25
Rebuild2019
Valued Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Congratulations 🎉🎈🎊 @pizza1 on your approval!!!

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 5 of 25
Jordan23ww
Valued Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

 Congratulations on your approval! I am excited for you!  I got denied 11 times applying in the wallet. Like you the Apple Cart Trick is what finally worked for me! Enjoy your new card! 

      


Message 6 of 25
NoMoreE46
Community Leader
Senior Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Grats

 

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Message 7 of 25
SUPERSQUID
Valued Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

HALLELUJAH !!!!!

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 8 of 25
Ontherise2020
Frequent Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

Congrats on your Apple Card Approval!

 

FICO Scores:
EX 715
TU 750
EQ 739
FICO 9 773
Message 9 of 25
cashorcharge
Community Leader
Super Contributor

Re: Sweet Baby Jesus...Apple Card finally approved...

WOOHOO!!!  Outstanding!!!!  Congratulations @pizza1 on your Apple Card Approval!!

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Message 10 of 25
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