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edit - wrong forum, sorry, can this be moved to credit card success?
Hey guys, I wanted to share my little success this morning, I think it's pretty funny.
I attempted a CLI on my synchrony home card. The previous limit was 3200. I wasn't trying to get too greedy, especially since I haven't used the card since I originally got it (through a mattress purchase) in August. When it asked how much I wanted, I put 4000. At least, I thought I did. Put in my income and finished up the form, hit submit. Glanced back up as it was loading and saw I did not put 4000, I only put 400. LOL
"Crap! No!" I whispered as the screen reloaded.
Then it gave the results. They gave me a 2000 increase, so my limit is now 5200. Nice!
Congrats on your increase!!
Congrats on your CLI.
Congrats on the increase maybe @Remedios can tow this over to Approvals.
Congrats!
Congratulations!!
@Anonymous wrote:Glanced back up as it was loading and saw I did not put 4000, I only put 400. LOL
"Crap! No!" I whispered as the screen reloaded.
Lol, that's funny as you know what! .....made me giggle
So congrats to you and being so humble in your request, though an accident, the 'puter musta liked it.
Thanks guys! I am hoping for a nice boost from this. My overall utilization was at 41%. I had been throwing everything I had at paying down all accounts and have successfully paid off 4 of them with only 2 remaining, but with the virus and work slowing down I've had to stop and be more cautious.
So with this CLI and recent payment that hasn't reported yet I am hoping to see less than 30% utilization without making another payment!
If you get aggregate usage down to or below 28.9% you'll have crossed a scoring threshold. That should gain you 10-15 points.