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Sync JCP Auto CLI

Valued Member

Sync JCP Auto CLI

I received a notification today from myFico that I received a credit line increase.  To my surprise, it was on my Synchrony JCPenney card... $400 auto CLI.  I have had this card for quite some time and started out with a $100 SL, it's now grown up to $1300.  Now if only the rest of my Synchrony cards would behave this way. Smiley Happy

Starting Scores (4/22/18): 712EQ; 696TU; 727EX
Current Scores (5/31/18) 698EQ; 687TU; 722EX
Goals: 800+


Discover IT $9k; Cap1 QS $4.3k; Cap1 GM $500; CO $2.1k; Chase F $1k; Amex BCE $500; Gap Visa $1.6k; VS $2.5k; CareCredit $5.5k; Target $2k; Walmart $1k; JCP $1.3k; TJX $400; Justice $1.3k; HotTopic $800; Ulta $1090; Kohl's $3k; Best Buy Visa $1.8k; Amazon Prime $1.2k; Belk $500; QVC $400; PPE MC $600; Macy's $1.3k; Lowes $300; Ikea $5.5k; BofA CR $3k
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9 REPLIES
Established Contributor

Re: Sync JCP Auto CLI

Congrats on CLI

4-2018 / Fico 8 EX 780 , EQ 775 , TR 777
Amex ED 22k , CSP 17k , Discover iT 12k , BofA 4k
Message 2 of 10
Highlighted
Community Leader
Super Contributor

Re: Sync JCP Auto CLI

CongratsSmiley Happy. Your TU is around the Synchrony sweet spot to get all your Sync cards to about 6-8k. They grow fastSmiley Happy



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 3 of 10
New Contributor

Re: Sync JCP Auto CLI

I just recently got this card and was wondering about CLI's. How often do you use your card?




Navy Federal CLOC $15,000

Started Gardening 3/6/2018
Credit score's as of 2/20/18 TU 692 | EX 690 | EQ 639
Credit Goal: 720
Message 4 of 10
New Contributor

Re: Sync JCP Auto CLI

You can definitely tap the Luv button on this card every 3 or 4 months. I tapped it twice in one evening.
NFCU GoRewards Sig ($13,000), NFCU CashRewards Sig($6000), Wells Fargo CashWise($7000), Amex BCE($6000), Amex ED($5000), Amex Blue Delta SkyMiles($2000), Walmart MC($7500), Fifth Third Truly Simple ($4000), PNC Cashbuilder Visa($3200), PNC Cash Rewards ($4000) Ebates Platinum VS($5000), CapOne Quicksilver($1500), Merrick VS($1600), JCP($5000), RTG($5000), Wayfair($9500), HSN($7150), Overstock($6350)WF mortgage 195K Fico 8: EQ 698, TU 693, EX 688, AAoA-86 months.
Message 5 of 10
New Member

Re: Sync JCP Auto CLI

I hit the request button after my second statement hit, went from $700 to $4000, so it is possible to get one after 60 days.
Message 6 of 10
Valued Contributor

Re: Sync JCP Auto CLI

Congrats on JCP increase






3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>6/2018 CCT EX 796 TU 809 EQ 821
You are only young once, but you can be immature forever
Message 7 of 10
Valued Member

Re: Sync JCP Auto CLI

I use my card often, as I tend to get most of my wardrobe for work from JC Penney.  I also frequent their salon and Sephora... so I use it often.  I have also consistently paid this card off over the years.  I had honestly not been requesting any increases on this card when this occurred, even though they keep denying me on all my other synchrony cards.  The rewards with this card keep me going back to the store though, as I almost always have rewards.

Starting Scores (4/22/18): 712EQ; 696TU; 727EX
Current Scores (5/31/18) 698EQ; 687TU; 722EX
Goals: 800+


Discover IT $9k; Cap1 QS $4.3k; Cap1 GM $500; CO $2.1k; Chase F $1k; Amex BCE $500; Gap Visa $1.6k; VS $2.5k; CareCredit $5.5k; Target $2k; Walmart $1k; JCP $1.3k; TJX $400; Justice $1.3k; HotTopic $800; Ulta $1090; Kohl's $3k; Best Buy Visa $1.8k; Amazon Prime $1.2k; Belk $500; QVC $400; PPE MC $600; Macy's $1.3k; Lowes $300; Ikea $5.5k; BofA CR $3k
Message 8 of 10
Established Member

Re: Sync JCP Auto CLI

Yup, I double tapped the love button after 60 days and went from an opening SL of $600, up to $2,000 in one night. Total spend history on the card: $80.



FICO 8: EQ 676, TU 668, EX 675, 4/16/18
Message 9 of 10
Frequent Contributor

Re: Sync JCP Auto CLI

Congrats!  with TLC that card will grow with some TLC  Smiley Happy


NPSL AMEX SPG 5K Amex Everyday Blue $4k 20K Discover IT $7,700 Cap1 QS $7kAmazon Prime Card 10kHSN Card 4.8KFurnRow 2k  Rooms To Go Synchrony

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