Sync cli question - Approved

[raisemysc0re]

Should my DW try for a cli?

My wife and I bought some furniture at a local furniture store (Rotman's) that uses synchrony for a lender.

My wife has had this card for a few years now and has used it for a couple of large purchases in the past.

She PIF every card every month except for some 0% interest cards and this purchase was one of them.

her scores are at or close to 800 and all her other DPs are great maybe except for AAoA (2.5 years) and uti is unusually high for her (7%) because of this purchase.

The only caveat is that this account is at 72% uti.

all her other 9 CCs are at < 1%

Does anyone think she will get denied just because of the high UTI on just this card? 

[M_Smart007]

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@raisemysc0re wrote:

Should my DW try for a cli?

My wife and I bought some furniture at a local furniture store (Rotman's) that uses synchrony for a lender.

My wife has had this card for a few years now and has used it for a couple of large purchases in the past.

She PIF every card every month except for some 0% interest cards and this purchase was one of them.

her scores are at or close to 800 and all her other DPs are great maybe except for AAoA (2.5 years) and uti is unusually high for her (7%) because of this purchase.

The only caveat is that this account is at 72% uti.

all her other 9 CCs are at < 1%

Does anyone think she will get denied just because of the high UTI on just this card? 

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To be honest, log-in and hit the CLI button .. it is only a SP.

Really the only way you will truly find out.

Oh and ask high, they will counter offer what they are willing to give you.

Good Luck!

[Anonymous]

And you can always ask again if you are denied! 

[raisemysc0re]

Wasn't sure if it was a SP or HP.

increased to desired amount of 10k...

[M_Smart007]

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@raisemysc0re wrote:

Wasn't sure if it was a SP or HP.

increased to desired amount of 10k...

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@raisemysc0re, That is great! .. Congratulations on your CLI

[gdale6]

Is a SP and congrats to your DW on the increase

[raisemysc0re]

Thanks everyone... And thanks for the SP verification @M_Smart007 

[cashorcharge]

Congratulations on your CLI!!!

[M_Smart007]

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@raisemysc0re wrote:

Thanks everyone... And thanks for the SP verification @M_Smart007 

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You are Welcome

[AllZero]

Congratulations on DW CLI!