cancel
Showing results for 
Search instead for 
Did you mean: 

Synchrony 2% CLI, Playstation Visa and Amex Approval

tag
Anonymous
Not applicable

Synchrony 2% CLI, Playstation Visa and Amex Approval

Checked preapprovals on Amex's website, and got preapprovals for the Cash Magnet and Everyday card, so I applied for the Cash Magnet card for the $200 sub with $1000 spend in 3 months. I was instantly approved with a $2k SL, which is a little dissapointing, but I'm expecting it to grow as it's my first Amex card. I also cold apped for the Comenity Playstation Visa, and was approved for $500, which is fine since I'll only be putting a small recurring playstation charge on it. I've read awful things about Comenity, but I guess I'll see how it goes. Feeling lucky I applied for a  SP CLI on my Synchrony 2% MC, and was given a $500 increase from $7000 to $7500. I haven't been putting much spend on this card since the initial SUB. 

DPs: 

Both Amex and Comenity pulled EX, which is my lowest score around 730 due to inquiries. EQ and TU Fico8 are 750-760. AAOA is slightly under a year, AOOA is approaching 3 years, age of youngest account was 3 months before the apps. Util was at 10%, with 45k in total lines over 12 accounts, with all the balance on two 0APR cards. Income is mid 70s. 

Now back to the garden, where I'll try to break my gardening record of 3 months lol.

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval

Congrats on your CLI, and approvals!

Message 2 of 12
CreditAggie
Community Leader
Super Contributor

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 12
AllZero
Mega Contributor

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval

Congratulations on your CLI and approvals!
Message 4 of 12
Anonymous
Not applicable

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval


@Anonymous wrote:

... I've read awful things about Comenity ...


Thanks for all the DPs @Anonymous  & Congrats! on your two approvals. Smiley Happy 

 

As to Commenity -- many have had no issues with them, myself included. So it's likely a YMMV situation. The nice thing is SP CLI. At least for now. Smiley Wink 

Message 5 of 12
Anonymous
Not applicable

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval

Congratulations on your CLI and approvals! 👍

Message 6 of 12
M_Smart007
Legendary Contributor

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval

Congratulations!

Message 7 of 12
Anonymous
Not applicable

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval

Congrats on your approval and CLI!

Message 8 of 12
Anonymous
Not applicable

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval

Congrats on all your approvals!

Message 9 of 12
Meanmchine
Super Contributor

Re: Synchrony 2% CLI, Playstation Visa and Amex Approval

Congrats !

Congrats !

and

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.