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In the past they would deny me for some random reason but never mention anything about
my file being frozen.
I probably would have gotten one months ago if I had know you have to unfreeze your file in order to get it.
I actually learned about it from this forum. Anyway, I got no alert so I'm pretty sure it was a SP.
I was stuck at $600(the proverbial basement) for 19 mo.
As of 3/2022
EQ.-721 | TU.-731 | EX.-708
Top Cards:
AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800
Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000
Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000
CONGRATS on the 3X Plus - CLI!!!
Congrats on your CLI !!!!
It will grow fast just put a little spend on it, they gave me 10000 in seven months of having it, and my income is not that much, Congrats on increase mate
That’s a nice jump 🤙🏼
Hmmm I didn't think you had to unfreeze you accounts for a SP with a current lender because they can still pull? Is this not correct?
@Jnbmom wrote:Hmmm I didn't think you had to unfreeze you accounts for a SP with a current lender because they can still pull? Is this not correct?
It's correct. Which is why I never got a CLI. I kept it frozen.
Two days ago while it was frozen I got a denial.
Today I unfreeze it, and BAM! Approved.
As of 3/2022
EQ.-721 | TU.-731 | EX.-708
Top Cards:
AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800
Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000
Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000
@3se7ens wrote:
@Jnbmom wrote:Hmmm I didn't think you had to unfreeze you accounts for a SP with a current lender because they can still pull? Is this not correct?
It's correct. Which is why I never got a CLI. I kept it frozen.
Two days ago while it was frozen I got a denial.
Today I unfreeze it, and BAM! Approved.
Thank you, I have been denied while frozen but they never mentioned that reason. Weird on their site they clearly state current lenders can still pull. Confused lol
I also have a fraud alert, wonder if that will block as well?