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Synchrony CLI Increase Success

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New Contributor

Synchrony CLI Increase Success

Hi Guys,

 

I just wanted to report a CLI request success after CLI denial for 5 straight months on my Sams and Lowe's Cards, they finally approved limit increases.

 

Lowes 500 to 4400

Sams 1400 to 3500

 

For months, their number one reason for denying me an increase was lack of Mortgage Debt. Yeah, everything is in a Real Estate Trust, nothing shows up on my reports. Anyways, I'm glad to be out of the sand box. 

 

P.S To be fair, Synchrony was my second largest creditor burned in my Chapter 7 in 16'. But persistance paid off.

 

TU 680

DTI Low

UTI 33% 

Cards opened sometime in 18'

Message 1 of 13
12 REPLIES 12
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Epic Contributor

Re: CLI Increase Success

Congratulations!

Message 2 of 13
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Regular Contributor

Re: CLI Increase Success

Congrats on the nice size increases! No hard pulls for any of your cli requests?
FICO 8
1/2020 EQ714 TU736 EX719
2/2020 EQ718 TU744 EX736
5/2020 EQ723 TU741 EX730
7/2020 EQ725 TU750 EX755
8/2020 EQ725 TU746 EX744
9/2020 EX718 EQ715 TU722
Cards:
NFCU Visa Sig Cash Rewards $28k cl
Amex Gold
Amex HH Aspire $40k cl
Synchrony Bank -Bowflex $7500 cl
BoA Visa Cash Rewards $24k cl
Message 3 of 13
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Super Contributor

Re: Synchrony CLI Increase Success

Congratulations on your CLIs!

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Moderator

Re: Synchrony CLI Increase Success

Nice, congrats! 

Got some pruning to do... No more new cards!
Message 5 of 13
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New Contributor

Re: CLI Increase Success


@kkboom wrote:
Congrats on the nice size increases! No hard pulls for any of your cli requests?

No, they're frozen. But I'm sure they'll be AR'ing me. 

Message 6 of 13
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Valued Contributor

Re: Synchrony CLI Increase Success

Congratulations on your Sychrony luv!

Enjoy your new CLI,

Cheers

Message 7 of 13
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Community Leader
Mega Contributor

Re: Synchrony CLI Increase Success

CongratsSmiley Happy

I pay $0 mind to that ridiculous denial reason.
Message 8 of 13
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Valued Contributor

Re: Synchrony CLI Increase Success

Congratulations on those nice CLI’s! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 13
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Valued Contributor

Re: Synchrony CLI Increase Success

Congrats on the successful CLI's!


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