I just wanted to report a CLI request success after CLI denial for 5 straight months on my Sams and Lowe's Cards, they finally approved limit increases.
Lowes 500 to 4400
Sams 1400 to 3500
For months, their number one reason for denying me an increase was lack of Mortgage Debt. Yeah, everything is in a Real Estate Trust, nothing shows up on my reports. Anyways, I'm glad to be out of the sand box.
P.S To be fair, Synchrony was my second largest creditor burned in my Chapter 7 in 16'. But persistance paid off.
Cards opened sometime in 18'
Congrats on the nice size increases! No hard pulls for any of your cli requests?
No, they're frozen. But I'm sure they'll be AR'ing me.