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Synchrony Cards

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Valued Member

Synchrony Cards

06/01  Got an alert my TU score went up, logged in also saw all inquiries fell off.

I app'd for  & was approved for:

 

  • Amazon   $1200
  • Wal-Mart  $1000
  • BP            $ 600
  • Lowes      $ 500  (at first I got 7-10dy msg and sd oh well time to stop, called them this morning and they gave me $500)
Chpt 7 Discharge 09/01/15
Starting: EQ 498 ~ TU 476 ~ EX 494
Current-09/03/16: EQ 679 ck ~ TU 703 fico ~ EX ?
Cards: Lowes $12000~Cap1 QS1 $4000 ~Cap1 Platinum $2000
Venture1 $2000~Share Loan: paid ~DiscoverIt $1300~Thrifty Credit: $500~Fingerhut $250~PayPal Cr $750 ~Barclay Apple $1000~Overstock $750~~ Walmart Store: $3000~ Amazon Store: $1500~BP: $3500~Venus:$450 -TJ Maxx: $3500
17 REPLIES 17
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Regular Contributor

Re: Synchrony Cards


@BCINS wrote:

06/01  Got an alert my TU score went up, logged in also saw all inquiries fell off.

I app'd for  & was approved for:

 

  • Amazon   $1200
  • Wal-Mart  $1000
  • BP            $ 600
  • Lowes      $ 500  (at first I got 7-10dy msg and sd oh well time to stop, called them this morning and the gave me $550)

Apparently there was a glitch at TU and a lot of people, even myself, had ALL of their Hard inquiries removed and scores went up, but then they "fixed" the problem and my inquiries came back along with the TU score going back down.

Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656
Capital One QS: $376/$500
Discover IT: $111/$1,250
HSN: $509/$2,000
US Bank: $386/$500
Message 2 of 18
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Valued Member

Re: Synchrony Cards

I've read about that glitch.  I also had 3 things fall off which I'm sure contributes to some off my increase.   Knock on wood, they are still off today/

Chpt 7 Discharge 09/01/15
Starting: EQ 498 ~ TU 476 ~ EX 494
Current-09/03/16: EQ 679 ck ~ TU 703 fico ~ EX ?
Cards: Lowes $12000~Cap1 QS1 $4000 ~Cap1 Platinum $2000
Venture1 $2000~Share Loan: paid ~DiscoverIt $1300~Thrifty Credit: $500~Fingerhut $250~PayPal Cr $750 ~Barclay Apple $1000~Overstock $750~~ Walmart Store: $3000~ Amazon Store: $1500~BP: $3500~Venus:$450 -TJ Maxx: $3500
Message 3 of 18
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Senior Contributor

Re: Synchrony Cards

GOOD STUFF!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 4 of 18
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Super Contributor

Re: Synchrony Cards

Congratulations!

1234567
8910111213
Rebuild Begin 7/22-FICO alternating avg's 650 + - So in the drink for awhile UGH
1213444ind
Message 5 of 18
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Super Contributor

Re: Synchrony Cards

Congrats



EX08 658 EQ08 664 TU08 672 Total Credit Line: 63,550Utilization: 19.4%Inquiries: EQ8 EX11 TU11
Message 6 of 18
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Established Contributor

Re: Synchrony Cards

Yeah all of mines fell off too. I read many threads about this so I didn't even sike myself out. Ha!

Message 7 of 18
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Valued Member

Re: Synchrony Cards

Congrats!

Message 8 of 18
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Senior Contributor

Re: Synchrony Cards

Congrats on the approvals 

Message 9 of 18
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Member

Re: Synchrony Cards

Well during the glitch I was able to get a JC Penneys card. I will reapply in 6 months for a walmart card
Message 10 of 18
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