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Synchrony Care Credit 15K instant approval! choose your limit!

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New Contributor

Synchrony Care Credit 15K instant approval! choose your limit!

I decided to app Care Credit the other day. My fico with TransUnion is 740 with only 1 inq.  My highest limit was only $7,000.  During the app they ask you how much your procedure will cost I put in 15K and Bam instant approval. Synchrony is the only bank that likes to insta approve me. They did the same with my Walmart card. I wonder if I can do a little recon mission with them because I have feeling my procedure might actually cost closer to 25k?

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Community Leader
Super Contributor

Re: Synchrony Care Credit 15K instant approval! choose your limit!

Congrats ! I just did the same! lol I have some dental work coming up this week. Synch loves me..I have got to be nearing max exposure with them!

Care credit approval.png



My most prized tradeline.
Message 2 of 8
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Established Contributor

Re: Synchrony Care Credit 15K instant approval! choose your limit!

Awesome congrats!

I, too, put in a large $ request, $9k, a couple weeks ago and was instantly approved.
Message 3 of 8
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Established Contributor

Re: Synchrony Care Credit 15K instant approval! choose your limit!

Oh, yet I got turned down for a Walmart card a few days later lol
Message 4 of 8
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Community Leader
Mega Contributor

Re: Synchrony Care Credit 15K instant approval! choose your limit!

Grats on big score! , no harm in asking for moreSmiley Wink
Message 5 of 8
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Senior Contributor

Re: Synchrony Care Credit 15K instant approval! choose your limit!

Nice SL!!!  Have the doc's office request more for ya.  Mine went from $3k to $18!!

 

I have similar results with Sync accounts.  When they LUV ya....they show it! 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 6 of 8
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Legendary Contributor

Re: Synchrony Care Credit 15K instant approval! choose your limit!


@Snowman888lv wrote:

I decided to app Care Credit the other day. My fico with TransUnion is 740 with only 1 inq.  My highest limit was only $7,000.  During the app they ask you how much your procedure will cost I put in 15K and Bam instant approval. Synchrony is the only bank that likes to insta approve me. They did the same with my Walmart card. I wonder if I can do a little recon mission with them because I have feeling my procedure might actually cost closer to 25k?


Care Credit is one of the easiest Sync cards and now that they have moved them to Credit Solutions and SP CLI, give it a day for the account to get complete in the system and give CS a call and ask for $25k, if you think it might cost $25k, then I would probably ask for $35k and get a counter.

Message 7 of 8
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New Contributor

Re: Synchrony Care Credit 15K instant approval! choose your limit!

How many accounts do you have for synchrony and what are your total limits? I'm curious how you get those pic icons of the credit cards for your signature?

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