Got an Auto CLI of $2500 on my Synch Ebates Card. New limit is $10k Been waiting to get this card to $10k to close my Amazon store card. Don't need it now that Chase is 5% and I always have wanted just one Synchrony card since I think most who get the blue envelope have more than one and/or request too many CLIs-not saying that is wrong just my observation.
Of course there are exceptions to the rule-but want to play it safe with them since I love and use my Ebates card weekly. I shops online a lot and have gotten since nice checks with Ebates.
Plus I have spent 2016 consolidating and closing cards. Mostly store cards I opened in 2015 when I was an idiot and opened way too many when all I could get were store cards. Of corse I regretted it. So as of now all my store cards are closed. I also combined cards when I had 2 or more with the same issuer.
Pretty happy with where I am now. Have all the cards I really want and I use them all except CapOne, which might be my last closure but since I got my CLI I am keeping it for now.
I try to never close a card till I get a CLI to make up for it on another. Since I only have 6 cards it isn't like I have $300k of available credit like some do-I never let myself go below $60k on my open cards and lines of credit.
Officially down to: US Bank PLOC $15k US Bank RLOC $5k US Bank Cash+ $10k Huntington Voice Rewards $11k Ebates Visa $10k CapOne $9.5k Discover $2.2k Amex $1k
FICO 09 TU= 787 (Aug) EQ= 774 (Aug) EX= 801 (Aug) Favorites: Citi DC, AMEX Gold and U.S. Bank Cash+