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@Anonymous wrote:That's great!! I hope I have that much luck! I just applied for a walmart synchrony card after reading good comments. Got approved for $800. How long should I wait to request credit limit increase??
About five minutes ago. Why are you still here and not on the phone with them already?
Nothing guaranteed, and I haven't had the courage to try anything that quickly (waiting until first statement to call about my Sams MC), but I hear there's no harm in asking.
You can also ask for up to $25k, although I haven't had the courage to ask for any more than $10k (got a $6k counter). But definitely ask for at least double what you want/expect to be approved for.
So I recently applied and got an Amazon store card, and walmart store card... Neither are the real credit card type though
But...
Walmart was 1100, got it a few days ago and finally decided to see if I could get them to up the initial credit line, so I called today and asked for 5k, got 4000
So...
Called back to see if I could get a matching limit on the Amazon card, again asking for 5k, countered with 4000 again.... So my first 2 calls ever to synchrony netted me 6000 dollars in higher limits.
My reported income was 32250 and my TU as of today on myfico is 674, with 5 new accounts opened this month but a few not yet being reported yet (app spree!!!!) and several recent inquires on my TU and EXP from the app spree including some denials for ebates, cabelas, and amazon visa. I did manage to get a ventureone card with 3000 limit, a bbva NBA card with 1000 limit, and a quicksilverone with a measily 300 limit and credit steps program. Thought that was weird since they gave me the 3k venture on the same pull....but hopefully since I have that venture and another card with a 3500k limit they'll give me a significant bump when I graduate the credit steps program.
Both times I called the 6441 number and told them I was planning on buying a 4k UHD smart TV and stuff, but they didn't really seem to care what my story was. They put me on hold while they ran the check and both times when I asked for 5k, they countered with 4000.
I'll likely be gardening for awhile
@Anonymous wrote:So I recently applied and got an Amazon store card, and walmart store card... Neither are the real credit card type though
But...
Walmart was 1100, got it a few days ago and finally decided to see if I could get them to up the initial credit line, so I called today and asked for 5k, got 4000
So...
Called back to see if I could get a matching limit on the Amazon card, again asking for 5k, countered with 4000 again.... So my first 2 calls ever to synchrony netted me 6000 dollars in higher limits.
My reported income was 32250 and my TU as of today on myfico is 674, with 5 new accounts opened this month but a few not yet being reported yet (app spree!!!!) and several recent inquires on my TU and EXP from the app spree including some denials for ebates, cabelas, and amazon visa. I did manage to get a ventureone card with 3000 limit, a bbva NBA card with 1000 limit, and a quicksilverone with a measily 300 limit and credit steps program. Thought that was weird since they gave me the 3k venture on the same pull....but hopefully since I have that venture and another card with a 3500k limit they'll give me a significant bump when I graduate the credit steps program.
Both times I called the 6441 number and told them I was planning on buying a 4k UHD smart TV and stuff, but they didn't really seem to care what my story was. They put me on hold while they ran the check and both times when I asked for 5k, they countered with 4000.
I'll likely be gardening for awhile
Congratulations!
Hey guys,
Just got approved for a Walmart ($500) and Amazon ($800) Store Card tonight. When I call for the CLI, should I ask for one and then the other? Or should I make 2 separate calls? If I do ask them both at the same time, what reasoning works best? Thanks a lot
bump? Anyone?
Is 877-379-8173 the correct number? And should I try one CLI after the other? Or hang up/call back? Thanks in advance