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Synchrony Home CLI!

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RehabbingANDBlabbing
Established Contributor

Synchrony Home CLI!

I FINALLY got approved for a CLI on my Synchrony Home credit card. The account had been stuck at $2,500 for about two years, and Synchrony kept denying my for high utilization. Well, I finally got my utilization under control last month (12% reporting), and they finally approved a CLI to $5k! I have used this card several times and carried a balance occasionally (at 0%) during the past two years, so usage and paying it were not really a problem. I am keeping this card open because it is nearly 5 years old, it is padding my utilization, and has the potential to be useful for future CLIs. It started as a Matress Firm card, but they converted it to the Home card a while ago. That being said, I wish I could use it at more places. I have been using it for electronics purchases at ABT.com, but I rent, so I don't make a lot of home improvement purchases. Synch CLI.jpg

 

 

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Synchrony Home CLI!

Congratulations on your 2x CLI! 👍

Message 2 of 11
newfossil
Valued Contributor

Re: Synchrony Home CLI!

Congrats!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 3 of 11
PutThatMoneyOnTheTable
Established Contributor

Re: Synchrony Home CLI!

congratulations_letter-173559932-5c432fc646e0fb0001eeb190.jpg

Amex BCP $35k
Chase FU $19.6k
BOA Cash Rewards $36k
BJs Perks Plus M/C $22k
Cap1 QS $4,950 (AU)
Best Buy $4k
Wells Fargo Active Cash $11.3
Message 4 of 11
AllZero
Mega Contributor

Re: Synchrony Home CLI!

Congratulations on your CLI!

Message 5 of 11
Medic981
Valued Contributor

Re: Synchrony Home CLI!

Congrats!







Your FICO credit scores are not just numbers, it’s a skill.
Message 6 of 11
M_Smart007
Legendary Contributor

Re: Synchrony Home CLI!

Congrats!

Message 7 of 11
Traveler101
Established Contributor

Re: Synchrony Home CLI!

Congrats!

Message 8 of 11
Meanmchine
Super Contributor

Re: Synchrony Home CLI!

Congrats on your CLI ?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 9 of 11
UH_HUH
Valued Contributor

Re: Synchrony Home CLI!

Congratulations on your CLI!!!!

That particular card is very fast growing,

dependent on where you stand with your Sych exposure,

and,as you said, usage. I had the older Synch

Home Card for a year..

never used it,got it up to 25K? and then they closed it.

Learned about it on Credit Karma or some

such site. They offered it again,

newly branded,

and I said ok.10K SL. Never used it and there it sits.

If it is important to you,you are right,use it once in awhile

Enjoy your success!

Cheers

Message 10 of 11
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