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Synchrony Marvel MC: CLI denied, denied, denied, denied...approved

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Synchrony Marvel MC: CLI denied, denied, denied, denied...approved

Hello all,

When I first got this card back on 8/22/2018, I received a whole $1k starting limit (SL), because my profile was very thin on revolving credit only showing a secured credit union visa that I had (limit 1K) for 2.5 years. So I though why bother recon'ing. I wont make that mistake again.

 

I've been requesting CLIs for some time through their site with no luck:

9/21

10/23

11/15

 

I was checking my experian and noticed that the credit limit (CL) had increased. Logged onto Sych and sure enough that increase came through on 11/18 just 3 days after the last denial and I noticed that a Third statement posted as well. Thats probably what triggered it.

 

My score has taken a hit with an increase in Utility to 17% overall and the addition of other cards. This must not factor in?

 

Of course I poked the bear and tried to get a raise to $2500. No dice. Hopefully that won't come back to bite me. I recently opened  Banana Republic Visa with them at $1,200 within the last week.

 

I know, I should be gardening. After this definitely. Hopefully they will auto after each 3 months. Is that everyone else's experience with the Marvel MC?

 

Thanks for the info everyone.

 


In the garden till Nov 19, 2020 07:38:06 GMT....maybe

Message 1 of 11
10 REPLIES 10
Senior Contributor

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 2 of 11
Community Leader
Senior Contributor

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved

CongratsSmiley Happy What was the increase?

EXP 763 TU 793 EQ 734
Message 3 of 11
New Contributor

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved

Thanks,

 

oops, I forgot that small detail. Increase was $250.


@Jnbmom wrote:

CongratsSmiley Happy What was the increase?


 


In the garden till Nov 19, 2020 07:38:06 GMT....maybe

Message 4 of 11
New Contributor

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved


@19eighty5 wrote:

Congratulations!


Thanks


In the garden till Nov 19, 2020 07:38:06 GMT....maybe

Message 5 of 11
Community Leader
Senior Contributor

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved


@ThisMightWork41c3 wrote:

Thanks,

 

oops, I forgot that small detail. Increase was $250.


@Jnbmom wrote:

CongratsSmiley Happy What was the increase?


 


Hey its better than nothingSmiley Happy

EXP 763 TU 793 EQ 734
Message 6 of 11
Valued Member

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved

I have a Marvel they starting me with 2,000 credit limit. I tried many times calling the credit solutions line and they would never give me any credit limit increase after 4 months. Then one day about 5 months after I got the card i
called the automated telephone line and they raised it to 4200. Plus they gave me a Dick's MasterCard a few months ago starting with 1800 limit they already have raised it to 2550 already. Give it time it seems like synchrony will give steady credit limit increases over time.
Message 7 of 11
New Contributor

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved


@Trendcat wrote:
I have a Marvel they starting me with 2,000 credit limit. I tried many times calling the credit solutions line and they would never give me any credit limit increase after 4 months. Then one day about 5 months after I got the card i
called the automated telephone line and they raised it to 4200. Plus they gave me a Dick's MasterCard a few months ago starting with 1800 limit they already have raised it to 2550 already. Give it time it seems like synchrony will give steady credit limit increases over time.

Thanks,

Yes, Im slowly learning patience. Would you say that your spend had anything to do with it? Low, moderate or High? I throw low  spend on it like Netflix, cable and comics.

 


In the garden till Nov 19, 2020 07:38:06 GMT....maybe

Message 8 of 11
Valued Member

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved

My spending could have had an .effect.i use the card alot.and lately a whole lot charging uber rides and uber eats.
Message 9 of 11
Senior Contributor

Re: Synchrony Marvel MC: CLI denied, denied, denied, denied...approved

Congrats on CLI !!!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
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