Called Synchrony UW & asked for some luv. Instant approval.
Old limit: $4,500
New limit: $10,000
Great way to start off the week!
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My DP's
• 12/16 F8 scores: TU 740 | EX 730 | EQ 666
• $16.5k revolving balances (on 58,006 CL)
• 28.9% reported overall util
• AAOA 3 yrs 5 months
• $11k car loan 74.55% paid off ($2800 left)
• 1 HP on EX, 0 HPs on EQ/TU
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How often do you use your Walmart card and do you keep a balance on it often? Also, how long have you had the card?
Great question, thanks for asking. I haven't used my card in almost a year, maybe longer. I haven't had a balance on it in a long time. I'll start putting spend on it as I see promotions that require the use of the card. Account opened in 2015 started at a really small limit, only requested 2 CLIs ever, both approved.
This was a SP, and I believe Sync UW looks at TU, which is my highest score atm.
Thanks for the info. Has there ever been a button on the card management page to request a CLI, or did you have to call in both times?
There was a button there years ago. It never worked for me, and chat reps told me a letter would come in the mail. It was when I found the UW number on the backdoor post (stickied at the top of the Application board) the CLI requests started getting approved. Today my online account said I couldn't make a request online and to blah blah...I stopped reading at that point and went straight to the backdoor post.
Edit: To add to this, my Sync Bank Walmart account is a store card, not a MC like yours. I don't know if that makes a difference.
Congrats on your CLI !!!
Congrats on the CLI! Synchrony is great with giving out big cli's.
Congrats on your CLI! 