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Synchrony is so weird

916networktech
Contributor

Synchrony is so weird

I have 2 cards with Synchrony :

 

CareCredit $4900.00

Paypal Essentials $700

 

I called the Robo Call for CareCredit for a CLI and it transfered me to a rep immediatly.  Got a CLI increase to $12000, decided to try my luck with Paypal since its only $700 was given the 7-10 day dreaded letter. I tried to Recon, and I explained to the reps the analysis doesn't add up.  She said she would check and put me on hold.  She came back on the line and stated she couldn't overide the decision and just to wait for the letter.

 

 

 

 

| January 2017 American Express Blue $3000 | October 2017 American Express Everyday $2800 | October 2017 American Express Schwab Investor Card $6000 | September 2017 Bank of America Cash Rewards Visa $500 | December 2016 Discover it | $3,000 | September 2017 Paypal MC $700 | September 2017 Nordstrom Store CC $3000 | CreditCare $12000 | December 2017 BBVA Visa $12500 |


EX 688 December 2018
TU 680 December 2018
INQs: 5
Credit Started January 2017


cc
Message 1 of 8
7 REPLIES 7
blunderer
Established Contributor

Re: Synchrony is so weird

Synchrony is a different kind of beast when it comes to credit but congrats on that major CLI.

 

Before you know it they'll grant you a CLI on that other account as well. Smiley Wink

Message 2 of 8
AverageJoesCredit
Mega Contributor

Re: Synchrony is so weird

Congrats on the Care Credit. What is the Paypal Essentials card?
Message 3 of 8
916networktech
Contributor

Re: Synchrony is so weird

The Paypal Mastercard they used to refered to it as the essentials card..

 

https://www.paypal.com/us/webapps/mpp/credit-card/2-percent-cash-back-mastercard?

 

| January 2017 American Express Blue $3000 | October 2017 American Express Everyday $2800 | October 2017 American Express Schwab Investor Card $6000 | September 2017 Bank of America Cash Rewards Visa $500 | December 2016 Discover it | $3,000 | September 2017 Paypal MC $700 | September 2017 Nordstrom Store CC $3000 | CreditCare $12000 | December 2017 BBVA Visa $12500 |


EX 688 December 2018
TU 680 December 2018
INQs: 5
Credit Started January 2017


cc
Message 4 of 8
Bcunniff9
Regular Contributor

Re: Synchrony is so weird

They are indeed weird. I got 5 cards from them after my BK. All with pitiful SL’s. I did CLI all all 5 and received a total of $17,400 in increases across the board. They’re weird but very forgiving lol
BK7 Filed | 3/25/2016 | EQ: 530 | EX: 526 | TU: 505
BK7 Discharged | 7/11/2016 | EQ: 535 | EX: 574 | TU: 506
Current FICO 8’s 10/28/2017 | EQ: 680 | EX: 680 | TU: 665
Message 5 of 8
Meanmchine
Super Contributor

Re: Synchrony is so weird

I hope you didnt get an HP on the CareCredit. Personally, I never let RoboLady xfer me


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 6 of 8
CreditMagic7
Super Contributor

Re: Synchrony is so weird

Wish you better success as time goes on.

 

They can be all over the place with different card customers and sometimes it just boils down to letting time run it's course before they warm all the way up to you.

 

Congrats! on the Care Credit approval.

Message 7 of 8
Musiclover
Super Contributor

Re: Synchrony is so weird

Congratulations and don't be discouraged. I had to wait literally years to get a decent CL for Care Credit. I took numerous HP's until I finally waited almost a year and tried again and finally got a really good CL of 18k. But, as I said, it certainly did not happen overnight.


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 8
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