So I just went on a mini-spree and locked down a Schwab Amex ($10k), PNC Cash Rewards VS ($10k), USB Altitude Reserve VI ($25k) and BofA Biz Cash Rewards WMC ($3.5k). I had my eye on one more nugget, thanks to @CreditCuriosity post from 2018, and it looked favorable.
Synovus Bank:
- If you're not an existing customer you have to apply in branch
- You don't have to have a checking and/or savings product to apply for it; the CC can be your only product with them
- SE Regional Bank (AL, FL, GA, SC, TN) - unclear how firm they are about geo-restriction apps
- Not inquiry sensitive; Not new account sensitive
- EQ HP for new accounts, banker shared 680+ lends itself to approvals (but YMMV)
Applied for Synovus Cash Rewards Visa card (not sure if it comes in a Visa Signature variety)
- 3% Dining (no caps)
- 3% Quarterly Dynamic Category (you pick a category from Gas, Grocery, Retail, Maintenance, Healthcare, Business Services, Travel or Entertainment) < $3,000 cap per quarter (highest I've seen for any quarterly option)
- 1% Everything Else
- Includes PRIMARY CDW for car rentals (this was a surprise perk and have it in writing in the T&Cs)
- $0 Annual Fee
- Strong profiles = generous starting lines
- EQ puller
Applied with the banker and and got an instant approval
- $20,000 Starting Limit
- 11.49% APR (pretty competitive for card with rewards like this)
- EQ HP 764
- No prior relationship with Synovus, ever
New Accounts: 17/24mo, 6/12mo, 0/6mo
Inquiries: 19/24mo, 8/12mo, 3/6mo
Total Credit: $400k across 20 cards so they don't play the "You have sufficient available credit" game
OK, this makes 5 for 5 so I'm quitting while I'm ahead (unlike my gambling habits) and heading to the garden! 
Feeling Solid!
**UPDATE**
Take note in case you're looking to apply for this card and dont have any other products with Synovus. You can get this card exclusively without having to open a checking/savings account, BUT
Synovus has 2 online platforms.
- One for customers who have the card + checking and/or savings
- One for customer who only have the card
The platform designed for cardholders only does not have an app, which I learned after trying to register and getting failed errors repeatedly. They have a "card alerts" app to manage alerts, but that's all it does. If you want to check balances or anything like that you'll have to log in on a PC. I'm driven by apps so if you're looking to get this card (alone) keep that in mind. Synovus recently launched an app refresh, but you need to have a checking and/or savings to be able to access it 
WOW CONGRATS Love the APR
Congrats on the MEGA SL! Awesome coverage too!
Congrats...
Btw, your title says $15k 
@JoeLuvsHisCredit wrote:WOW CONGRATS
Thanks Joe! The APR is definetly a good one. The stats overall felt very Navy-ish (no relationship, big lines and good APR options) lol
@imaximous wrote:Congrats...
Btw, your title says $15k
Thanks gabcruz and imaximous! Not sure why I wrote that but I updated it lol I know before I went in I was hoping for $15k at least lol must have been thinking it pretty hard 
Congrats! Nice spree you've had!
P.S. Try leaving a dollar or two for the rest of us!
congrats again @credit_is_crack your batteries are full of charge nicely done
@Anonymous wrote:Congratulations! You can't stop now, you only have $13.8K to go!!
Took me a second to figure out what you were referring to. Didn't even realize I was approaching $450,000 lol might have to do some research to see how I can snag up the remaining $13k and call it an even $450k!