CIC Please direct me to the primary CDW. My T&C says secondary. Did this change?
-Our Community’s updated scoring wisdom: Link to Scoring Primer. -For Negative Reason Codes see: CassieCard’s Score Factors thread. -ccquest’s workbook to calculate metrics for you: Link to Workbook. Correct Ag.Util. under 5% all times. Highest from under 5%>48%, Accts: 1/21>10/21, $6,137. Dec 2020, (Oldest/avg varies. Estimates above.) Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.
RIP: (Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)