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TD Cash Back and Rakuten approvals

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Hex
Valued Contributor

TD Cash Back and Rakuten approvals

Pleased to share data points on 2 approvals:
11/14/19- TD Cash Back Credit Card $6K Siggy Visa instant approval middle APR. I got this card for the SUB.
11/18/19- Rakuten (Sync) Siggy Visa $6.5K. Best APR. I wanted this card to get extra cash back on stuff I’m going to buy anyway. Initially got 7 to 10 day message but when doing the app they wanted to send me a text to verify it was me applying but my phone number wasn’t there to select. Thanks to this forum I knew about credit solutions so I gave them a call. Apparently I had entered the wrong telephone number when I made application. I was able to do the verification over the phone and they told me I was approved! Card will arrive in 7 to 10 days.
TD pulled Experian I’m not sure which version but my Experian FICO 8 was 733.
Rakuten is Sync so they pulled Transunion of course. TU FICO 8 was 126 but my crazy high Vantage 4 was 785 (TU Vantage 3 was 703).
Inquires in the last year TU 3
EX 4
If anyone wants more data points let me know.
Message 1 of 10
9 REPLIES 9
AllZero
Mega Contributor

Re: TD Cash Back and Rakuten approvals

Congratulations on your approval!
Message 2 of 10
M_Smart007
Legendary Contributor

Re: TD Cash Back and Rakuten approvals

 

Congrats on yer approvals!!!

 

Message 3 of 10
AverageJoesCredit
Legendary Contributor

Re: TD Cash Back and Rakuten approvals

You have crazy good cards only 3 years post BK7🤯 Took me 8 years to realize i could even get creditSmiley Wink.

CongratsSmiley Happy
Message 4 of 10
KLEXH25
Valued Contributor

Re: TD Cash Back and Rakuten approvals

Congratulations!!! I love when people post their data points. It seems people forget the importance of that. Enjoy!


Message 5 of 10
Anonymous
Not applicable

Re: TD Cash Back and Rakuten approvals


@KLEXH25 wrote:
... I love when people post their data points. It seems people forget the importance of that ...

Amen! But not Hex. Great job posting, and Congratulations! on your approvals.

Message 6 of 10
19eighty5
Senior Contributor

Re: TD Cash Back and Rakuten approvals

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 10
Hex
Valued Contributor

Re: TD Cash Back and Rakuten approvals

Thanks everyone! I especially like to share data points because of BK. That way others with BK can see which lenders are worth a shot.
AJC you may have gotten a late start but you’ve been my inspiration. Smiley Happy
Message 8 of 10
FireMedic1
Community Leader
Mega Contributor

Re: TD Cash Back and Rakuten approvals

Nice. Yes great DP's for us BK'ers. Congrats!


Message 9 of 10
Meanmchine
Super Contributor

Re: TD Cash Back and Rakuten approvals

Congrats x2 !!

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 10
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