TD Double Up Card Approval $15,000

[Anonymous]

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@Anonymous wrote:

i just applied. i bank with TD (checking and savings, td cash CC i never use) so doubling into my checking seemed attractive. approved for a 15k limit surprisingly. 736 score, 8 inquiries over 12 months, 0% utilization. 

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Congratulations! That's a lovely lovely SL! 🥳 TY for citing your DP's, score, Inquiries deets. 🙏🏻 Always learning here. 

[credit_is_crack]

Congrats on the TD win @Anonymous !

I knew it wouldn't be long before someone snagged up this new gem

[Anonymous]

thanks everyone. i for some reason cannot get a citi double cash to save my life so i'm stoked to try TD's alternative. 👍👍

[credit_is_crack]

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@Anonymous wrote:

thanks everyone. i for some reason cannot get a citi double cash to save my life so i'm stoked to try TD's alternative. 👍👍

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@Anonymous 2% cash is 2% cash! Doesn't matter where it comes from!

[mrcraft]

Congratulations on your approval!!

[coreyb80]

Congrats on the approval!

[Trooper2003]

Congratulations!!! Awesome !! Which bureau did they pull from?

[Anonymous]

looks like it was an Experian pull 

[firefox100]

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@Anonymous wrote:

i just applied. i bank with TD (checking and savings, td cash CC i never use) so doubling into my checking seemed attractive. approved for a 15k limit surprisingly. 736 score, 8 inquiries over 12 months, 0% utilization. 

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First congratulations on your approval and the nice starting credit line for the TD double up visa card. IF you don't mind what is your invome that you reported on your application, TD is conservativ lender. Yes they do pull from experian and only way to get an credit increase is to do complete application again with a hard pull, no recons with TD bank Your starting credit limit is what you going to stay with. To redeem your cash back it can only be done with minimum amount of 25 dollars.

I have been thinking of getting this card but allready have cash visa from TD bank with 14K limit, just afraid of getting low limit.

[Anonymous]

my reported income is 60k, self employed. i have a checking and savings with them which matches that income through mobile deposits. my TD cash card only has a $4000 limit and hasn't been charged on since october once the SUB was met. i wasn't putting a lot of stock in TD for the SL on the Double Up but was feeling a little loopy while putting my son down for a nap and went for it. I did talk to another member on here who got a crazy small SL on this card whose income was much much higher than mine. i'm not sure what TD is looking at tbh. completely stumped. card hasn't arrived yet, but it does show up on my mobile banking now.