cancel
Showing results for 
Search instead for 
Did you mean: 

THANK YOU CAP1!!!!

Random_idiot
Established Contributor

THANK YOU CAP1!!!!

Just got a CLI of 1k. 

Not only does this boost my uti, it also boosts my credit score and gets me one step closer to my credit score goal!!!

 

So should I be greedy and call the backline and request for more than 1k? Or am I counting my eggs before they hatch?


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
9 REPLIES 9
JAG73
Moderator Emerita

Re: THANK YOU CAP1!!!!

First of all congrats! 

Second, before you request cli, how long have you had the cc? 

Got some pruning to do... No more new cards!
Message 2 of 10
Vegas4Play
Valued Contributor

Re: THANK YOU CAP1!!!!

Congrats to you !!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 3 of 10
Super_AL
Valued Contributor

Re: THANK YOU CAP1!!!!


@Random_idiot wrote:

Just got a CLI of 1k. 

Not only does this boost my uti, it also boosts my credit score and gets me one step closer to my credit score goal!!!

 

So should I be greedy and call the backline and request for more than 1k? Or am I counting my eggs before they hatch?


Congratulations To You, Thanks For Sharing.Woman Very Happy

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 4 of 10
Random_idiot
Established Contributor

Re: THANK YOU CAP1!!!!

The weird thing about this was that I requested a CLI from my Wally card and was denied. I called in, denied. Was discouraged and was like hell, let me also req for cap 1, and was pleasantly surprised!


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 5 of 10
dragontears
Senior Contributor

Re: THANK YOU CAP1!!!!


@Random_idiot wrote:

Just got a CLI of 1k. 

Not only does this boost my uti, it also boosts my credit score and gets me one step closer to my credit score goal!!!

 

So should I be greedy and call the backline and request for more than 1k? Or am I counting my eggs before they hatch?


Congrats on your CLI but there is no backdoor number to call for cap1 to get a larger CLI.

Message 6 of 10
Thexian100
Valued Contributor

Re: THANK YOU CAP1!!!!

Congrats on your CLI!
Message 7 of 10
Random_idiot
Established Contributor

Re: THANK YOU CAP1!!!!


@Justagirl73 wrote:

First of all congrats! 

Second, before you request cli, how long have you had the cc? 



This was one of my first cards that I got on 4/2011. On my payment history, I had 1 late payment (30 days) on 4/2013. I only got 1 CLI, which was automatic, from 500 to 750.

 


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 8 of 10
Hammer25
Regular Contributor

Re: THANK YOU CAP1!!!!

Congrats! 

Amex ED+++Amex BCE+++Marvel+++Stash+++QS+++QS1+++Discover IT+++GM Buypower+++Walmart+++AE+++VS+++Lowes+++Gamestop
Message 9 of 10
Random_idiot
Established Contributor

Re: THANK YOU CAP1!!!!

Thank you all!


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.