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US Bank Cash + $13,500 SL
Citi Double Cash $9,600 SL
Venture $30,000 SL
We closed on our mortgage recently. I had been gardening until that was complete. We got the keys and celebrated. The next day I took the advice of the boards and applied in exactly the order above saving Capital One for the end. I stopped at three as there is no reason to test the decline gods.
Cap One pulled a TU at 731
Highest CL prior was $21K
Util was just under 9%
I prequalified for all three. No cold apps
I must give a huge thank you to this board. I have rebuilt my credit from a CHP13 in 2010. Started rebulding in 2015 and with patience and some shared wisdom I have been able to increase my scores, buy a car at a great rate, and land my home. I would never have had the knowledge or data points to make that happen without you guys
I will be back in the garden for two years and then its time to see if Chase will let me back in their good graces.
Congrats on your house m8 ,and on u cards.
Thanks Peghede! Much appreciated
Congrats on your credit journey thus far and for the new cards you got as well!