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TRUIST APPROVALS WITHOUT EVEN A SOFT PULL ON EQUIFAX,WHAT ?

Sharpism
Valued Member

Re: TRUIST APPROVALS WITHOUT EVEN A SOFT PULL ON EQUIFAX,WHAT ?

Yes and thank you. Forgot to tag you in the reply. Much appreciated

Message 31 of 36
Aspireto850
Established Contributor

Re: TRUIST APPROVALS WITHOUT EVEN A SOFT PULL ON EQUIFAX,WHAT ?

Been trying the link for the last two days with no luck. When I select 'not a client' it returns with no offers. When  I select 'current client' (have checking and savings) and enter user name/password the page proceeds with a 'loading' message that just continues to spin with the longest being 5 minutes and does nothing else. I immediately got a soft inquiry on EQ but it's still doing the same today.

 

Strange.........









Message 32 of 36
PointsBonus
Established Contributor

Re: TRUIST APPROVALS WITHOUT EVEN A SOFT PULL ON EQUIFAX,WHAT ?

Do you know which bureau they softpull ? I wtn tot he last step and it said "it couldnt verify me digitally" and re apply. I thawed my Equifax but the other two have been frozen. I still havent recvied an alert for a hard pull. Although I was pre-approved for all of there card with a set interest rate and all. 



Message 33 of 36
dcp0524
Contributor

Re: TRUIST APPROVALS WITHOUT EVEN A SOFT PULL ON EQUIFAX,WHAT ?


@PointsBonus wrote:

Do you know which bureau they softpull ? I wtn tot he last step and it said "it couldnt verify me digitally" and re apply. I thawed my Equifax but the other two have been frozen. I still havent recvied an alert for a hard pull. Although I was pre-approved for all of there card with a set interest rate and all. 


I've only ever known BB&T and now* Truist to soft pull (and if you get a hard pull) from Equifax. 

Lineup:


Checking:

Up Next:

12/10/21
EX F8: 738
TU F8: 761
EQ F8: 765
Message 34 of 36
UpperWeb
Established Member

Re: TRUIST APPROVALS WITHOUT EVEN A SOFT PULL ON EQUIFAX,WHAT ?

Every time I do it , they [SP on Equifax.]I just looked at it real time "all the soft pulls all the way up to 1-15-2022." Says BB&T !!  Here you go I attached the Equifax image from 1-15-2022...screenshot-my.equifax.com-2022.01.15-13_16_40.png

 

Message 35 of 36
WavysMommy
Regular Contributor

Re: TRUIST APPROVALS WITHOUT EVEN A SOFT PULL ON EQUIFAX,WHAT ?

I was denied. I didn't get an email as they said I would, but got a letter of denial. Basically inquiries and length of time from BK reporting are the reasons for denial.

 

It's all good. I figured I'd try. Back to gardening I go....lol

Message 36 of 36
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