@M_Smart007 "Hey Rocky wanna see me pull a rabbit outta my hat?"
I take umbrage at that description,
My nose is a tad bigger then Bullwinkles 
@UH_HUH wrote:@M_Smart007 "Hey Rocky wanna see me pull a rabbit outta my hat?"
I take
umbrageOffense at that description,My nose is a tad bigger then Bullwinkles
......for those that don't wanna look that word up
@Anonymous wrote:Inspired by this post to app with this CU:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980341#M671731
SECU (MD) Visa Siggy, with 2k spend $250 bonus. Appears to be inquiry/new account insensitive lender.
Applied for personal loan 1K approved 4/10.
Opened CU account with $10 deposit.
Loan funds send to account today/call from LO.
Asked if double dip allowed, then called and asked to double dip app for their top card, Visa Siggy @5K. Approved.
This is very nice. Highest non-store line haha. Brings my actual TCL up to 23K. Will try for a triple dip on maybe a 2.5-5k PLOC tomorrow, since same pull can be used for 30 days.
EQ F8: 680-700? Recent HP: 16 AAOA:~3 mo. AOOA: 7 mo. TCL on report currently: 9.3K, I guess they don't care about your average CL on revolvers.
Edit: No POI/IV or document scan/upload; drivers license/id number was needed for account signup.
LO called me yesterday and told me I had to fund a savings, so I did using a card (no fee up to 1k?), I also asked about early payment without shortening loan term and some other stuff. Took a day for balance to update, and then she called me this morning to confirm funds being released once I DocuSigned; I asked about double dip at this time, and called to speak to another rep after this call to do it.
Funds were in the savings and I paid most of the principal and then used a monthly payment option that allowed me to prepay from the savings through end-of-July, I think that's max I can pre-pay due to maybe Reg E. Still a convenient alternative to SSL/Self loans.
For VS app, asked monthly housing rent/own/live with parents, and income + other income sources, name of job/position; no verification on any of this, though. Reported 0 rent/35k income
Non-intrusive app process IMO.
Great post!! Congrats! Happy for you. I remember reading @UH_HUH post the other day. That CU sounded pretty tight. I may have to look into it. Anyways have fun with it!
That's a nice card.....I just posted something about it the other day. Congrats on your approval and nice DP's you offered.
On Deck: No Plans Currently
Congratulations on your approvals!
