Target CLI and MC Upgrade

[coreyb80]

Congrats on both the CLI and upgrade!!

[blindambition]

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@UH_HUH wrote:

That made me smile,thank you for sharing

your story! That had to feel good reading that :-)

Hope your surgery is uneventful,

Cheers

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Thanks. I really appreciate the well wishes. Looking forward to no more surgeries. 😊 

[blindambition]

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We both have similar circumstances. Both LI. I opened for the need. No expectations. I hope you get that bump. Congrats on the new cards since I've been gone. Nice overall credit available. 👍🏻 @Anonymous wrote:

Congrats!

I am not convinced Target is going to grow my card. If it hasn't grown by September I'm going to close it and get the debit card. 

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[Anonymous]

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@blindambition wrote:

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We both have similar circumstances. Both LI. I opened for the need. No expectations. I hope you get that bump. Congrats on the new cards since I've been gone. Nice overall credit available. 👍🏻 @Anonymous wrote:

Congrats!

I am not convinced Target is going to grow my card. If it hasn't grown by September I'm going to close it and get the debit card. 

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Haha yeah I went a bit overboard. 

Welcome back!

[pennilesspole]

congrats on a big upgrade

[Traveler101]

Congrats!

[NoMoreE46]

Cheers and Wow, that is a big jump for TD. 20 months is pretty good. Took me 39 months.

[blindambition]

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@NoMoreE46 wrote:
Cheers and Wow, that is a big jump for TD. 20 months is pretty good. Took me 39 months.

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Thanks. I was hoping for CLI soon, but MC was a surprise. Many wait years.

[NoMoreE46]

Most start getting CLIs every 6 months after the elusive MC upgrade but your new limit is so high it will be interesting to see if you will get another increase in six months.

[brk1971]

Another DP here... Target was in the drawer with what was my lowest CL ($1300), where it had been for about 3 years. Decided back in September to give it a try and close it if usage didn't work.
Test 1 was spending $140, immediately PIF, and updating income. (Sept19)

Test 2 was spending $113, letting that balance post, then PIF and updating income. (Nov19)

Test 3 was spendin $35, paying on due date and updating income. (Dec19)

No changes thru those, so I made the decision to put it back in the drawer. 
Late January statement (Still $0 balance) shows an auto-CLI to $6k. 
Today I received letter upgrading to Target MC in 2 months (with that CLI mentioned)

I'm curious as to whether this will impact AAA or not... with the CLI this will be my lowest major and 2nd lowest overall (Kohls @ $3k is now the lowest). I was already considering closing it, this didn't make that decision any more clear....