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That's awesome.
I started 3 months ago at $500, and left this last statement, a small $40 balance...once my new statement cut I saw a $500 increase.
I guess the data point here is - leave a small balance reporting.
Congrats on your increase!
I never carry a balance on my Target MC, and I see a raise once or twice a year.
Just PIF and do not give them any interest money. APR is way too high!
Target is so strange. Back in Janruary my SL was 800 and I was carrying a balance in the 700 range and actually forgot to submit my payment by the due date and paid 10 days later. Was completely stressed out over the late payment as I am still in the process of rebuilding. Few days later my SL increased to 1300 and no hit for a late payment. There is kind of no rhyme or reason to how Target issues CLI.
@Anonymous wrote:Target is so strange. Back in Janruary my SL was 800 and I was carrying a balance in the 700 range and actually forgot to submit my payment by the due date and paid 10 days later. Was completely stressed out over the late payment as I am still in the process of rebuilding. Few days later my SL increased to 1300 and no hit for a late payment. There is kind of no rhyme or reason to how Target issues CLI.
Exactly!! I always shake my head a little when all the discussion of "leave a balance!" "pay in full!!" etc happens.
Target will do what Target will do. I was at like $1270 on a $1300 limit and still got bumped to $2000. I got increases 4 months after getting my card and then 2 more 3 months apart. Now, it's going on month 5 with no increase. No rhyme or reason at all.