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Target Card CLI with no usage last 24mos!

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Frequent Contributor

Target Card CLI with no usage last 24mos!

Ok .. was jealous hearin all the myfico stories of upgraded Target cards blah blah, so followed everyones advice, called them up told them put me on the CLI review list ...had this card since 2012 with SL of $300 then maybe a year later hit luv button took me to $500 used it every now and then but limit never moved, finally SD the card when my scores got better and other cards came along ..hadn't used the card since 2014 ... called in to get added to the list about a week ago, today got an alert on my credit report the limit increased to $1500!! Whohoo still not great but finally moved up on this one!! Might even use it sometime soon to show my gratitude! Thx Ficoers!!
TU-812 EQ-820 EX-807 - Barclays cash forward 30K, Lowes 25K, Amex Everyday 50K, Fidelity 25K, Care Credit 25k, Walmart 10K, Discover 41K, Chase Sapphire Pref 10K, Macys 9K, many other store and retail cards - Oldest line 14yrs - Average Age 2.5yr, 8% UTI, 11 open credit cards - $230k total limit
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Contributor

Re: Target Card CLI with no usage last 24mos!


@Rowncole wrote:
Ok .. was jealous hearin all the myfico stories of upgraded Target cards blah blah, so followed everyones advice, called them up told them put me on the CLI review list ...had this card since 2012 with SL of $300 then maybe a year later hit luv button took me to $500 used it every now and then but limit never moved, finally SD the card when my scores got better and other cards came along ..hadn't used the card since 2014 ... called in to get added to the list about a week ago, today got an alert on my credit report the limit increased to $1500!! Whohoo still not great but finally moved up on this one!! Might even use it sometime soon to show my gratitude! Thx Ficoers!!

Congrats! I'm still hoping for mine. Been stuck at $300 since 2009. Smiley Tongue

Gardening until further notice!
Message 2 of 6
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Senior Contributor

Re: Target Card CLI with no usage last 24mos!

Nice, congrats

Message 3 of 6
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Frequent Contributor

Re: Target Card CLI with no usage last 24mos!

@YoruPoru make sure you call them and get put on that review list!!
TU-812 EQ-820 EX-807 - Barclays cash forward 30K, Lowes 25K, Amex Everyday 50K, Fidelity 25K, Care Credit 25k, Walmart 10K, Discover 41K, Chase Sapphire Pref 10K, Macys 9K, many other store and retail cards - Oldest line 14yrs - Average Age 2.5yr, 8% UTI, 11 open credit cards - $230k total limit
Message 4 of 6
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Valued Contributor

Re: Target Card CLI with no usage last 24mos!

Target has been on the move! Congrats
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 5 of 6
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Frequent Contributor

Re: Target Card CLI with no usage last 24mos!

Then I just found out they actually raised me to $2000! CL niceeee!

TU-812 EQ-820 EX-807 - Barclays cash forward 30K, Lowes 25K, Amex Everyday 50K, Fidelity 25K, Care Credit 25k, Walmart 10K, Discover 41K, Chase Sapphire Pref 10K, Macys 9K, many other store and retail cards - Oldest line 14yrs - Average Age 2.5yr, 8% UTI, 11 open credit cards - $230k total limit
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