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Target MC Approval

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scarfa21
Frequent Contributor

Target MC Approval

Wanted to buy something for Black Friday and Decided to apply for the MC.  Instant approval, 500 buckerooos lol.  Hopefully this thing grows if I use it enough.

 

Not sure what they pulled, I never received any alerts.

 

 

Message 1 of 6
5 REPLIES 5
AverageJoesCredit
Legendary Contributor

Re: Target MC Approval

Did you actually get the MC? I thought that was only targeted that you couldnt app for it. Did this change? Congrats by the waySmiley Happy
Message 2 of 6
pizza1
Community Leader
Super Contributor

Re: Target MC Approval


@AverageJoesCredit wrote:
Did you actually get the MC? I thought that was only targeted that you couldnt app for it. Did this change? Congrats by the waySmiley Happy

+1......^^^^

The MC isnt offered online, in store, or by phone to apply for specifically.  How did you get the MC version?  Even in the T&C it does not state that applying for credit one "may" receive either the store card or MC version like some companies do like Synch. This is usually a private upgrade offer later down the road. 

 You mind posting your approval picture so we can see the wording? It might be a new data point to offer up to the community...Congrats on the approval Smiley Wink

 

Message 3 of 6
scarfa21
Frequent Contributor

Re: Target MC Approval

I didnt even realise that, I got approved for the red credit card, just assumed it was a MC. 

Message 4 of 6
pizza1
Community Leader
Super Contributor

Re: Target MC Approval


@scarfa21 wrote:

I didnt even realise that, I got approved for the red credit card, just assumed it was a MC. 


Well, just use the card (5% isnt a bad deal at all), let a balance report for the statement, and as soon as the statement cuts, PIF.  Rinse and repeat, and hopefully you'll see a couple CLI's next year.  My Red card will be 1 yr old in 2 weeks, and Ive only seen one CLI.  Started at $300, and  4 months later CLI to $800.  That was in April of this year, and havent seen one since. 

 

I also burned them in a BK several years ago, so my card may not grow as fast as some due to bad past relationship. Ive let a balance report the last two statements, so we will see if I get any love from them on next statement with the card reaching its 1 yr anniversary!  Smiley Wink 

Message 5 of 6
Anonymous
Not applicable

Re: Target MC Approval

C O N G R A T U L A T I O N S on your new card. Charge wisely this holiday weekend
Message 6 of 6
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