cancel
Showing results for 
Search instead for 
Did you mean: 

Target MC CLI! $7K to $9K

tag
SunriseEarth
Moderator Emeritus

Target MC CLI! $7K to $9K

Yes, folks, I still get excited over a Target CLI!

Backstory:  During my rebuild, I got the Target redCard in 2015 with a $1000 SL.  It took about two years to get up to $1900.  In June 2017, I got the MC upgrade and a CLI to $4K.   I've been able to get CLIs about every six months since, as the card went to $5K and then to $7K.

 

I logged in this morning and saw my CL went to $9K!    So yes, your Target cards can most definitely grow.   The formula is to update your income and let a balance post (then PIF; no need to pay their interest rates!).



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Target MC CLI! $7K to $9K

Congrats on the increase SRE! 

 

Message 2 of 15
19eighty5
Senior Contributor

Re: Target MC CLI! $7K to $9K

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 15
Anonymous
Not applicable

Re: Target MC CLI! $7K to $9K

Congrats Sunny🎊🎈🎉🍾🥓

Message 4 of 15
AverageJoesCredit
Legendary Contributor

Re: Target MC CLI! $7K to $9K

Congrats SunriseSmiley Happy Huge limitSmiley Happy
Message 5 of 15
RonM21
Valued Contributor

Re: Target MC CLI! $7K to $9K

Congrats on the CLI progress Sunrise!! You definitely are a long way from where the increases were back then. I remember when it felt like anyone with Target cards were complaining about their limits and lack of increases.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 15
simplynoir
Community Leader
Mega Contributor

Re: Target MC CLI! $7K to $9K

Congratulations on the CLI!

Message 7 of 15
pizza1
Community Leader
Super Contributor

Re: Target MC CLI! $7K to $9K


@SunriseEarth wrote:

Yes, folks, I still get excited over a Target CLI!

Backstory:  During my rebuild, I got the Target redCard in 2015 with a $1000 SL.  It took about two years to get up to $1900.  In June 2017, I got the MC upgrade and a CLI to $4K.   I've been able to get CLIs about every six months since, as the card went to $5K and then to $7K.

 

I logged in this morning and saw my CL went to $9K!    So yes, your Target cards can most definitely grow.   The formula is to update your income and let a balance post (then PIF; no need to pay their interest rates!).


@SunriseEarth, Thats fantastic!! Wow, I wonder how high your limit will go with the card? Im hoping for the MC upgrade maybe in the upcoming year mydelf. I wont hold my breath, but hoping!Smiley Happy  Congrats bunches to you on your continued success with the card! Smiley Happy

 

Message 8 of 15
Anonymous
Not applicable

Re: Target MC CLI! $7K to $9K

Congrats on your CLI !!!

 

 

 

Message 9 of 15
Mahraja
Valued Contributor

Re: Target MC CLI! $7K to $9K

Congrats  Smiley Wink

Profile Worth 2.0+M+
___________R.a.j
"Be Stronger Than Your Strongest Excuse"
Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.