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Target MC CLI! $7K to $9K

Auto Loans for ANY Credit Situation. Immediate Response.
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Moderator Emeritus

Target MC CLI! $7K to $9K

Yes, folks, I still get excited over a Target CLI!

Backstory:  During my rebuild, I got the Target redCard in 2015 with a $1000 SL.  It took about two years to get up to $1900.  In June 2017, I got the MC upgrade and a CLI to $4K.   I've been able to get CLIs about every six months since, as the card went to $5K and then to $7K.

 

I logged in this morning and saw my CL went to $9K!    So yes, your Target cards can most definitely grow.   The formula is to update your income and let a balance post (then PIF; no need to pay their interest rates!).



Start: 619 (TU08, 9/2013) | Current: 790 (TU08, 1/08/20)
AMEX Cash Magnet $44000 | BofA BBR #1 $43900 | Discover IT $39000 | Uber VS $37000 | BoA BBR #2 $31100 | NFCU More Rewards AMEX $25000 | Sam's Club MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $25000 | GS Apple Card WEMC $20000 | Cash+ VS #1 $18500 | Cap 1 QS WMC $17250 | Cash+ VS #2 $15500 | Freedom VS $15000 | JCP $15000 | Target MC $13000 | Citi Rewards+ $12600 | Chase AARP $12000 | Amazon VS $10000 | Marvel MC $10000 | Cap 1 SavorOne WEMC $10000 | PPC $10000 | Disney VS $8800 | Blispay $7500 | Sony Card $7250 | ~~ Gardening since 12/21/19
Message 1 of 15
14 REPLIES 14
Community Leader
Senior Contributor

Re: Target MC CLI! $7K to $9K

Congrats on the increase SRE! 

 

Got some pruning to do... No more new cards!
Message 2 of 15
Senior Contributor

Re: Target MC CLI! $7K to $9K

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 3 of 15
Valued Contributor

Re: Target MC CLI! $7K to $9K

Congrats Sunny🎊🎈🎉🍾🥓


(10/05/18)
Message 4 of 15
Community Leader
Mega Contributor

Re: Target MC CLI! $7K to $9K

Congrats SunriseSmiley Happy Huge limitSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 15
Valued Contributor

Re: Target MC CLI! $7K to $9K

Congrats on the CLI progress Sunrise!! You definitely are a long way from where the increases were back then. I remember when it felt like anyone with Target cards were complaining about their limits and lack of increases.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 6 of 15
Community Leader
Super Contributor

Re: Target MC CLI! $7K to $9K

Congratulations on the CLI!

Message 7 of 15
Community Leader
Super Contributor

Re: Target MC CLI! $7K to $9K


@SunriseEarth wrote:

Yes, folks, I still get excited over a Target CLI!

Backstory:  During my rebuild, I got the Target redCard in 2015 with a $1000 SL.  It took about two years to get up to $1900.  In June 2017, I got the MC upgrade and a CLI to $4K.   I've been able to get CLIs about every six months since, as the card went to $5K and then to $7K.

 

I logged in this morning and saw my CL went to $9K!    So yes, your Target cards can most definitely grow.   The formula is to update your income and let a balance post (then PIF; no need to pay their interest rates!).


@SunriseEarth, Thats fantastic!! Wow, I wonder how high your limit will go with the card? Im hoping for the MC upgrade maybe in the upcoming year mydelf. I wont hold my breath, but hoping!Smiley Happy  Congrats bunches to you on your continued success with the card! Smiley Happy

 


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 8 of 15
Senior Contributor

Re: Target MC CLI! $7K to $9K

Congrats on your CLI !!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 9 of 15
Established Contributor

Re: Target MC CLI! $7K to $9K

Congrats  Smiley Wink

Profile Worth 1.4M+
___________R.a.j
Message 10 of 15
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