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Target MC CLI! $7K to $9K

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Frequent Contributor

Re: Target MC CLI! $7K to $9K

👊🎉👏🎊😊
BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa ($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000) Jan. 2019
Target RedCard ($500) April 2019
Venus Comenity ($500) May 2019 no HP


FICO 8 SCORES: 06-02-2019616 TU613 EX638 EQ
Message 11 of 15
Valued Contributor

Re: Target MC CLI! $7K to $9K

Congrats on the CLI!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 12 of 15
Moderator Emeritus

Re: Target MC CLI! $7K to $9K


@pizza1 wrote:

@SunriseEarth wrote:

Yes, folks, I still get excited over a Target CLI!

Backstory:  During my rebuild, I got the Target redCard in 2015 with a $1000 SL.  It took about two years to get up to $1900.  In June 2017, I got the MC upgrade and a CLI to $4K.   I've been able to get CLIs about every six months since, as the card went to $5K and then to $7K.

 

I logged in this morning and saw my CL went to $9K!    So yes, your Target cards can most definitely grow.   The formula is to update your income and let a balance post (then PIF; no need to pay their interest rates!).


@SunriseEarth, Thats fantastic!! Wow, I wonder how high your limit will go with the card? Im hoping for the MC upgrade maybe in the upcoming year mydelf. I wont hold my breath, but hoping!Smiley Happy  Congrats bunches to you on your continued success with the card! Smiley Happy

 


I'm hoping to get it past $10K.  I mean, I doubt I'd ever go that crazy at Target, but it's nice to have room.   My biggest purchase to date was about $550 for a new TV.  

 

I think the MC upgrades come in waves, so hopefully that wave will come soon for you!



Start: 619 (TU08, 9/2013) | Current: 790 (TU08, 1/08/20)
AMEX Cash Magnet $44000 | BofA BBR #1 $43900 | Discover IT $39000 | Uber VS $37000 | BoA BBR #2 $31100 | NFCU More Rewards AMEX $25000 | Sam's Club MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $25000 | GS Apple Card WEMC $20000 | Cash+ VS #1 $18500 | Cap 1 QS WMC $17250 | Cash+ VS #2 $15500 | Freedom VS $15000 | JCP $15000 | Target MC $13000 | Citi Rewards+ $12600 | Chase AARP $12000 | Amazon VS $10000 | Marvel MC $10000 | Cap 1 SavorOne WEMC $10000 | PPC $10000 | Disney VS $8800 | Blispay $7500 | Sony Card $7250 | ~~ Gardening since 12/21/19
Message 13 of 15
Moderator

Re: Target MC CLI! $7K to $9K


@SunriseEarth wrote:

Yes, folks, I still get excited over a Target CLI!

Backstory:  During my rebuild, I got the Target redCard in 2015 with a $1000 SL.  It took about two years to get up to $1900.  In June 2017, I got the MC upgrade and a CLI to $4K.   I've been able to get CLIs about every six months since, as the card went to $5K and then to $7K.

 

I logged in this morning and saw my CL went to $9K!    So yes, your Target cards can most definitely grow.   The formula is to update your income and let a balance post (then PIF; no need to pay their interest rates!).


Holy smoke, that's amazing growth for any card, but especially for a Target card!  swoon.gif  screamer.gif

 

Huge congrats, and thanks for reminding everybody that the 'formula' still works!  Smiley Very Happy

 

puppyboss.jpg

 

P.S.  Sorry for the delayed response... I'm notorious for being "late to the party" when it comes to approval threads.  Smiley Sad

 

Message 14 of 15
Frequent Contributor

Re: Target MC CLI! $7K to $9K

Congrats!  

 

I just looked at my account and it has just now been bumped from $5k to $7k, same thing, had a balance of $123 reporting.  It's funny, because I really don't put more than $50-$100 month on this card.  I also started with them in 2015 with a measly $300!

March 2014: Abysmal, low 500s


April 2015: TU 607 | EQ 599 | EX 608
March 2019: TU 717 | EQ 727 | EX 727
Message 15 of 15
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